Every successful business eventually faces the challenge of growth. As order volumes increase, so do opportunities. But at the same time, costs rise, and the need for financing becomes greater.
This was the case for Pando Moto, a globally recognized Lithuanian motorcycle apparel brand. After receiving a record number of pre-orders, they knew that ensuring smooth production and on-time delivery was the top priority. But to make it happen, they needed financing.
“As a business grows, the challenges do not disappear. They only become bigger. And that means the need for financing grows too,” says Marius Bieliauskas, founder and CEO of Pando Moto. “Without additional working capital for production and supply chain management, we would not have been able to fulfill these orders,” he explains.
What started as a small office above a Harley Davidson showroom is now a global brand selling innovative motorcycle gear across Europe, South America, and Asia. But even for a fast-growing company, time remains one of the biggest challenges.
Speed is Essential for Business
Success in business is not just about strategy. Speed matters too. Orders that need to be completed today cannot wait for months while a financing solution is arranged. This is especially true in manufacturing and logistics, where every delay can lead to lost customers, supply chain disruptions, or halted production.
“Financing for businesses is often seen as a slow and complex process. But in reality, speed is critical. If a company needs capital now but can only access it months later, it risks losing growth opportunities,” says Mangirdas Kireilis, Head of Sales at Finora Bank.
That is why having a financial partner who understands business dynamics and can respond quickly is crucial. In Pando Moto’s case, the financing solution was secured at the right time, ensuring the necessary working capital was available exactly when it was needed.
“This was the fastest financing process in our company’s history,” says Marius Bieliauskas, emphasizing that quick financial support made it possible to fulfill a record number of orders and maintain the company’s growth.
Stability is Not a Luxury It is a Necessity
Business growth is not just about increasing sales. It also means managing production, supply chains, and expansion efficiently. This requires not only capital but also flexibility. Every business has unique needs, and a one-size-fits-all approach does not work.
“Our clients are ambitious businesses that are already successful but want to keep growing. And growth requires resources. Pando Moto is a great example of how the right financing strategy can unlock new opportunities,” says Kireilis.
At Finora Bank, businesses are not treated with a standard approach. Instead, each company is evaluated individually, with a focus on its specific needs.
“We work to find financing solutions that fit each business’s growth strategy. Every company operates differently, so financial support should be tailored to match its unique goals,” adds the bank’s representative.