{"id":188,"date":"2022-08-08T11:00:53","date_gmt":"2022-08-08T09:00:53","guid":{"rendered":"https:\/\/finorabank.eu\/?page_id=188"},"modified":"2026-04-17T14:36:39","modified_gmt":"2026-04-17T12:36:39","slug":"liising","status":"publish","type":"page","link":"https:\/\/finorabank.eu\/et\/liising\/","title":{"rendered":"Liising"},"content":{"rendered":"<div class=\"lazyblock-hero-sk5Ej wp-block-lazyblock-hero\">\n<section class=\"hero\">\n\t<div class=\"l-container\">\n\t\t<div class=\"hero__content\">\n\t\t\t<h1>Mugavaim ja kiireim viis oma ettev\u00f5tte varade finantseerimiseks!<\/h1>\t\t\t\t\t\t\t<div class=\"hero__content-txt\"><ul>\n<li>Personaalne suhtlus ja paindlikud lahendused<\/li>\n<li>Lepingu periood kuni 10 aastat<\/li>\n<li>Omafinantseering alates 10%<\/li>\n<\/ul><\/div>\n\t\t\t\t\t\t\t\t\t\t<a href=\"#form\" class=\"btn hero__cta smooth-scroll\"><span>T\u00e4ida liisingu taotlus<\/span><\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"hero__image\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2025\/06\/Sales-Business-Tips-Carousel-Instagram-Post-9-1.png\" alt=\"\">\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section><\/div>\n\n\n<div class=\"sticky\">\n\n\t<div class=\"sticky__menu\">\n\t\t<ul>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#general\"><span>01.<\/span>\u00dcldine informatsioon<\/a><\/li>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#process\"><span>02.<\/span>Protsess<\/a><\/li>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#price\"><span>03.<\/span>Hinnakiri ja tingimused<\/a><\/li>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#faq\"><span>04.<\/span>KKK<\/a><\/li>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#form\"><span>05.<\/span>Taotle liisingut<\/a><\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\t<div class=\"sticky__content\">\n\t\t\n\t\t\n<div class=\"lazyblock-service-general-info-16m9Bl wp-block-lazyblock-service-general-info\" id=\"general\">\n<section class=\"service-block\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/icon-1.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">\u00dcldine informatsioon<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\t\t\t\n\n<p>Liising on mugavaim viis \u00e4ritegemiseks vajalike seadmete ja masinate soetamiseks.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Liisingu eelised<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>V\u00f5imalik on rentida nii uut kui kasutatud vara<\/li>\n\n\n\n<li>\u00dcldjuhul lisatagatis n\u00f5utud ei ole<\/li>\n\n\n\n<li>Vara saab osta erinevatelt m\u00fc\u00fcjatelt, sealhulgas ka eraisikutelt<\/li>\n\n\n\n<li>Kiire otsustusprotsess<\/li>\n\n\n\n<li>Paindlik maksegraafik<\/li>\n\n\n\n<li>Liisida saab erinevaid varasid: IT-seadmeid, meditsiini- ja t\u00f6\u00f6stustehnikat, s\u00f5idukeid, p\u00f5llumajandus-, ehitus- ja metsamasinaid, viilhalle, kaatreid ja muud<\/li>\n\n\n\n<li>Kuumakse on kogu liisinguperioodi jooksul fikseeritud, kuid vajadusel pakume ka paindliku graafikuga lahendusi<\/li>\n\n\n\n<li>M\u00fc\u00fck-tagasirendi puhul on v\u00f5imalus taotleda liisingut olemasoleva vara tagatisel, mis v\u00f5ib olla nii omavahenditest soetatud kui miks mitte ka juba varem liisingust v\u00e4lja ostetud vara.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n<div class=\"lazyblock-service-price-24M8fn wp-block-lazyblock-service-price\" id=\"price\">\n\n\n<section class=\"service-block\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/price.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">Hinnakiri ja tingimused<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\t\t\t<div class=\"service-block__price-table\">\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">PERIOOD:<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">kuni 10 aastat<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">INTRESS:<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">alates 5% + 6 kuu EURIBOR<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">LEPINGUTASU:<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">alates 1,5 % laenusummast (v\u00e4hemalt 500 \u20ac)<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">TAGATIS:<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">liisitav vara<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">OMAFINANTSEERING:<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">alates 10%<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">LIISITAVA VARA VANUS:<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">eelistatult mitte \u00fcle 11 aasta <\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">LEPINGU MUUTMISE TASU:<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">alates 200\u20ac<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"service-block__price-disclaimer\">\n\t\t\t\t* Vajadusel v\u00f5ime n\u00f5uda vara hindamisakti tellimist. Hindamisakti eest tasub liisinguv\u00f5tja. <br>* \u00dcldjuhul lisatagatist n\u00f5utud ei ole, kuid vajadusel v\u00f5ime n\u00f5uda ka juhatuse liikme isiklikku k\u00e4endust (ettev\u00f5te on liiga noor v\u00f5i finantsid ei ole piisavalt tugevad).\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n<div class=\"lazyblock-service-process-Im2b5 wp-block-lazyblock-service-process\" id=\"process\">\n\n\n<section class=\"service-block\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/process.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">Protsess<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\t\t\t\t\t\t\t<div class=\"service-block__process-step\">\n\t\t\t\t\t<h3>SAMM 1<\/h3>\n\t\t\t\t\t<div class=\"service-block__process-subtitle\">Valige v\u00e4lja sobiv vara ning t\u00e4itke taotlus<\/div>\n\t\t\t\t\t<div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"service-block__process-step\">\n\t\t\t\t\t<h3>SAMM 2<\/h3>\n\t\t\t\t\t<div class=\"service-block__process-subtitle\">Esitage dokumendid<\/div>\n\t\t\t\t\t<div>Eelmise majandusaasta aruanne, bilanss ja kasumiaruanne (mitte vanemad kui 6 kuud)<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"service-block__process-step\">\n\t\t\t\t\t<h3>SAMM 3<\/h3>\n\t\t\t\t\t<div class=\"service-block__process-subtitle\">Laenuotsus<\/div>\n\t\t\t\t\t<div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"service-block__process-step\">\n\t\t\t\t\t<h3>SAMM 4<\/h3>\n\t\t\t\t\t<div class=\"service-block__process-subtitle\">Lepingu s\u00f5lmimine<\/div>\n\t\t\t\t\t<div>Edastame lepingud digitaalseks allkirjastamiseks. Esmase lepingu puhul teeme videotuvastuse veebi kaudu ning seej\u00e4rel saate asuda vara kasutama<br>*Vajadusel v\u00f5ime k\u00fcsida nii ettev\u00f5tte kui k\u00e4endaja arvelduskontode v\u00e4ljav\u00f5tteid.\u00a0<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n<div class=\"lazyblock-service-form-Z1VDFuB wp-block-lazyblock-service-form\" id=\"form\">\n<section class=\"service-block service-block--form\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/apply.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">Taotle liisingut<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\n\t\t\t<script type=\"text\/javascript\">\n\t\t\t\tvar applyForm = {\n\t\t\t\t\tapiURL: 'https:\/\/finorabank.eu\/wp-admin\/admin-ajax.php',\n\t\t\t\t\tnotifyEmail: 'liising@finorabank.eu',\n\t\t\t\t\tform: {\"id\":\"leasing\",\"tracking_id\":\"leasing\",\"lang\":\"et\",\"bid\":1005,\"name\":\"\\u00c4riklient > Liising\",\"action\":\"finora_form\",\"groups\":[{\"title\":\"Isikuandmed\",\"fields\":[{\"type\":\"text\",\"name\":\"name\",\"label\":\"Ettev\\u00f5tte nimi\",\"required\":true},{\"type\":\"number\",\"name\":\"reg-nr\",\"label\":\"Registrikood\",\"required\":true},{\"type\":\"address-select\",\"name\":\"address-select\",\"label\":\"Riik\",\"required\":true,\"options\":{\"label2\":\"Maakond\",\"label3\":\"Linn\"}},{\"type\":\"text\",\"name\":\"address\",\"label\":\"Aadress\",\"required\":true},{\"type\":\"text\",\"name\":\"postalcode\",\"label\":\"Postikood\",\"required\":true},{\"type\":\"phone\",\"name\":\"phone\",\"label\":\"Telefon\",\"required\":true,\"options\":{\"defaultCountryCode\":\"EE\"}},{\"type\":\"email\",\"name\":\"email\",\"label\":\"E-post\",\"required\":true}]},{\"title\":\"Liisitav vara\",\"fields\":[{\"type\":\"asset-select\",\"name\":\"asset-type\",\"options\":[{\"key\":\"vehicle\",\"value\":\"S\\u00f5iduk\",\"subFields\":[{\"type\":\"select\",\"name\":\"sub-type\",\"options\":[{\"key\":\"car\",\"value\":\"S\\u00f5iduauto\"},{\"key\":\"commercial-vehicle\",\"value\":\"Kaubik\\\/veok\"},{\"key\":\"agricultural-vehicle\",\"value\":\"P\\u00f5llumajanduss\\u00f5iduk\"},{\"key\":\"watercraft\",\"value\":\"Vees\\u00f5iduk\"},{\"key\":\"other-vehicle\",\"value\":\"Muu s\\u00f5iduk\"}],\"label\":\"Palun t\\u00e4psustage vara liik\",\"required\":true},{\"type\":\"text\",\"name\":\"asset-brand\",\"label\":\"Liisitava vara mark\",\"required\":false},{\"type\":\"text\",\"name\":\"asset-model\",\"label\":\"Liisitava vara mudel\",\"required\":false},{\"type\":\"text\",\"name\":\"asset-year\",\"label\":\"Liisitava vara aasta\",\"required\":false},{\"type\":\"text\",\"name\":\"asset-nr\",\"label\":\"Registreerimism\\u00e4rk\",\"required\":false}]},{\"key\":\"other\",\"value\":\"Muu toode\",\"subFields\":[{\"type\":\"select\",\"name\":\"sub-type\",\"options\":[{\"key\":\"it-device\",\"value\":\"IT-seade\"},{\"key\":\"agricultural-equiment\",\"value\":\"P\\u00f5llumajandusseade\"},{\"key\":\"production-equiment\",\"value\":\"Tootmisseade\"},{\"key\":\"construction-equiment\",\"value\":\"Ehitusseade\"},{\"key\":\"furniture\",\"value\":\"M\\u00f6\\u00f6bel\"},{\"key\":\"other-product\",\"value\":\"Muu\"}],\"label\":\"Palun t\\u00e4psustage vara liik\",\"required\":true}]}],\"label\":\"Liisitava vara liik\",\"required\":true},{\"type\":\"number\",\"name\":\"asset-value\",\"label\":\"Liisitava vara maksumus ilma km-ta\",\"required\":true,\"min\":2000,\"max\":600000,\"minMaxField\":\"amount\"}]},{\"title\":\"Lisainfo ja m\\u00fc\\u00fcja kontaktid\",\"fields\":[{\"type\":\"text\",\"name\":\"extra\",\"label\":\"Lisainfo\",\"required\":false},{\"type\":\"text\",\"name\":\"seller-name\",\"label\":\"M\\u00fc\\u00fcja nimi\",\"required\":false},{\"type\":\"phone\",\"name\":\"seller-phone\",\"label\":\"M\\u00fc\\u00fcja telefon\",\"required\":false,\"options\":{\"defaultCountryCode\":\"EE\"}},{\"type\":\"email\",\"name\":\"seller-email\",\"label\":\"M\\u00fc\\u00fcja e-post\",\"required\":false},{\"type\":\"how-found-us\",\"name\":\"how\",\"label\":\"Kuidas sa meist teada said?\",\"required\":true,\"options\":{\"label2\":\"Palun t\\u00e4psustage\"}}]}],\"footerFields\":[{\"type\":\"checkbox\",\"name\":\"privacy\",\"label\":\"Annan AS Finora Bank n\\u00f5usoleku oma andmete t\\u00f6\\u00f6tlemiseks ja andmete edastamiseks kolmandatele osapooltele vastavalt <a href=\\\"https:\\\/\\\/finorabank.eu\\\/et\\\/privaatsuspoliitika\\\/\\\" target=\\\"_blank\\\">Isikuandmete t\\u00f6\\u00f6tlemise tingimustele<\\\/a>. Olen teadlik, et AS Finora Bank v\\u00f5ib teha mulle laenu v\\u00e4ljastamiseks otsuse minu poolt taotluses esitatud ja muudes asjakohastes andmekogudes olevate andmete p\\u00f5hjal ning et mul on tehtava otsuse kohta v\\u00f5imalik esitada vastuv\\u00e4ide oma \\u00f5igustatud huvi kaitseks.\",\"required\":true},{\"type\":\"checkbox\",\"name\":\"newsletter\",\"label\":\"Olen n\\u00f5us saama Finora Bank\\u2019i uudiskirju, soovitusi ja kasulikke n\\u00f5uandeid ning pakkumisi.\",\"required\":false}],\"submit\":\"K\\u00fcsi pakkumist\"}\t\t\t\t}\n\t\t\t<\/script>\n\t\t\t<div id=\"app\"><\/div>\n\t\t\t<script type=\"module\" crossorigin src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/apply-form\/dist\/assets\/index.js?v=16\"><\/script>\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/apply-form\/dist\/assets\/index.css?v=16\">\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n<\/div>\n\n<div class=\"lazyblock-service-faq-Z2poGmO wp-block-lazyblock-service-faq\" id=\"faq\">\n\n\n<section class=\"service-block\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/faq.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">Korduma kippuvad k\u00fcsimused<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\t\t\t<div class=\"service-block__faq accordion-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kas enne vara v\u00e4lja valimist on v\u00f5imalik kontrollida oma liisinguv\u00f5imalusi?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tJah, selleks tuleb teada v\u00e4hemalt liisitava vara t\u00fc\u00fcpi, vanust ning hinda.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Millised dokumendid tuleb liisingu taotlejal esitada?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tLiisingu taotlemiseks tuleb esitada taotlus, eelmise majandusaasta aruanne, bilanss ja kasumiaruanne (mitte vanemad kui 6 kuud) ning vara m\u00fc\u00fcgipakkumine. M\u00fc\u00fcgipakkumist v\u00f5ib taotlusel asendada viide m\u00fc\u00fcgikuulutusele.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kas enne taotluse esitamist tuleb varale teha kohustuslik hindamine?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tEi, seda saab teha liisinguprotsessi l\u00f5pus, peale otsuse saamist ning ainult juhul ,kui liisinguandja seda n\u00f5uab.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kas ettemaksu m\u00fc\u00fcjale saab kasutada liisingulepingu ettemaksuks?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tJah, olenevalt liisingutingimustest saab m\u00fc\u00fcja ettemaksu kasutada t\u00e4ielikuks v\u00f5i osaliseks ettemakseks.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kas liisingu ettemaks v\u00f5ib olla ka 0?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\t\u00dcldjuhul j\u00e4\u00e4b sissemakse 10-25% vahele.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kas on tasusid, mis liisinglepingus ning graafikus ei kajastu?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tVarjatud tasusid me ei kasuta. K\u00f5ik tasud lepitakse kokku liisinglepingus. Lisaks \u00fchekordsele lepingutasule v\u00f5ime rakendada ka igakuist v\u00f5i \u00fchekordset administreerimistasu (nt GPS-seadme kasutamise eest, kui selline n\u00f5ue tuleneb vara iseloomust).\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kas vara vajab registreerimist ning kes sellega tegeleb?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tEnamasti on tegemist s\u00f5idukitega. Liisitav s\u00f5iduk registreeritakse transpordiameti liiklusregistri e-teeninduses ja omandi\u00f5iguse \u00fclemineku liisinguandjale algatab s\u00f5iduki m\u00fc\u00fcja. Liisinguv\u00f5tja ei pea enamasti tegema muud, kui andma seal vastutava kasutaja kinnituse.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kas vara peab olema kindlustatud ja kuidas?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tJah, liisinguvara peab olema kindlustatud. Seda saate teha Teie enda poolt valitud kindlustusseltsis. Juhul kui vajate\u00a0 kindlustamisega seoses abi, siis aitame oma koost\u00f6\u00f6partnerite kaudu leida parima lahenduse. Liisitava vara kindlustamisel m\u00e4rgitakse alati soodustatud isikuks Finora Bank.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Mida teha, kui kuumaksed hakkavad k\u00e4ima \u00fcle j\u00f5u?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tV\u00f5tke meiega \u00fchendust, koos leiame lahenduse.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kas pakute kapitalirendi korral ka k\u00e4ibemaksu tasumise ajatamist?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tJah. Kuna k\u00e4ibemaksukohustuslane saab k\u00e4ibemaksu riigilt tagasi k\u00fcsida, siis maksukohustuslasi soovime \u00fcldjuhul rahastada k\u00e4ibemaksuta summa ulatuses. K\u00e4ibemaksu tagasik\u00fcsimine riigilt v\u00f5tab \u00fcks-kaks kuud aega, seniks pakume k\u00e4ibemaksu osa tasumise ajatamise v\u00f5imalust kuni kaheks kuuks.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kas liisinguperioodi saab pikendada?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tJah, liisinguperioodi on v\u00f5imalik pikendada. Soovi korral tuleb edastada vabas vormis avaldus.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kas liisingut saab taotleda ka makseh\u00e4iretega ettev\u00f5te?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\t\u00dcldjuhul see kahjuks v\u00f5imalik ei ole. Samas on iga juhtum eriline, nii et kuulame alati \u00e4ra ning anal\u00fc\u00fcsime iga projekti eraldi.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Mis juhtub siis, kui ettev\u00f5te hilineb tagasimakse tegemisega?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tJuhul kui liisingumakse ei ole makset\u00e4htajaks tasutud, edastame kirja teel meeldetuletuse ning teavitame ka viivise lisandumisest. Igasuguste makseraskuste korral palume kohe meiega \u00fchendust v\u00f5tta, et saaksime koos leida parima lahenduse. Maksepuhkuse taotlemisel on oluline sellest meile v\u00f5imalikult vara ette teada anda, mitte siis, kui liisingumakse on juba v\u00f5las.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kuidas saab liisingulepingut allkirjastada?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tMeie edastame eelt\u00e4idetud lepingu, mille palume esindus\u00f5igust omaval isikul digitaalselt allkirjastada ja tagasi saata.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"lazyblock-experts-p2n55 wp-block-lazyblock-experts\">\n\n\n<section class=\"experts\">\n\t<div class=\"l-container\">\n\t\t<h2 class=\"experts__title\">V\u00f5ta meie t\u00f6\u00f6tajatega \u00fchendust personaalseks teeninduseks<\/h2>\n\n\t\t<div class=\"experts__list\">\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"expert\">\n\t\t\t\t\t<div class=\"expert__thumbnail\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2025\/03\/Raigo-Piil.png\" alt=\"\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"expert__content\">\n\t\t\t\t\t\t<h3>Raigo Piil<\/h3>\n\t\t\t\t\t\t<div class=\"expert__job-title\">\u00c4rikliendihaldur<\/div>\n\t\t\t\t\t\t<div class=\"expert__phone\"><a href=\"tel:+372 5 393 7496\">+372 5 393 7496<\/a><\/div>\n\t\t\t\t\t\t<div class=\"expert__email\"><a href=\"mailto:raigo.piil@finorabank.eu\">raigo.piil@finorabank.eu<\/a><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"expert\">\n\t\t\t\t\t<div class=\"expert__thumbnail\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2025\/03\/Julia-Aiste.png\" alt=\"\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"expert__content\">\n\t\t\t\t\t\t<h3>Julia Aiste<\/h3>\n\t\t\t\t\t\t<div class=\"expert__job-title\">\u00c4rikliendihaldur<\/div>\n\t\t\t\t\t\t<div class=\"expert__phone\"><a href=\"tel:+372 5 194 0603\">+372 5 194 0603<\/a><\/div>\n\t\t\t\t\t\t<div class=\"expert__email\"><a href=\"mailto:julia.aiste@finorabank.eu\">julia.aiste@finorabank.eu<\/a><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"expert\">\n\t\t\t\t\t<div class=\"expert__thumbnail\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2025\/03\/Gert-Lehtme.png\" alt=\"\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"expert__content\">\n\t\t\t\t\t\t<h3>Gert Lehtme<\/h3>\n\t\t\t\t\t\t<div class=\"expert__job-title\">\u00c4rikliendihaldur<\/div>\n\t\t\t\t\t\t<div class=\"expert__phone\"><a href=\"tel:+372 5 348 4864\">+372 5 348 4864<\/a><\/div>\n\t\t\t\t\t\t<div class=\"expert__email\"><a href=\"mailto:gert.lehtme@finorabank.eu\">gert.lehtme@finorabank.eu<\/a><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-188","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/pages\/188","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/comments?post=188"}],"version-history":[{"count":33,"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/pages\/188\/revisions"}],"predecessor-version":[{"id":10943,"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/pages\/188\/revisions\/10943"}],"wp:attachment":[{"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/media?parent=188"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}