{"id":249,"date":"2022-08-11T12:14:14","date_gmt":"2022-08-11T10:14:14","guid":{"rendered":"https:\/\/finorabank.eu\/?page_id=249"},"modified":"2025-03-27T13:07:29","modified_gmt":"2025-03-27T11:07:29","slug":"eraklient-hupoteeklaen","status":"publish","type":"page","link":"https:\/\/finorabank.eu\/et\/eraklient-hupoteeklaen\/","title":{"rendered":"Eraklient &#8211; H\u00fcpoteeklaen"},"content":{"rendered":"<div class=\"lazyblock-hero-calculator-Z1yj9fP wp-block-lazyblock-hero-calculator\">\n<section class=\"hero\">\n\t<div class=\"l-container\">\n\t\t<div class=\"hero__content\">\n\t\t\t<h1>Arukas laen arukale inimesele!<\/h1>\n\t\t\t\t\t\t\t<div class=\"hero__content-txt\"><ul>\n<li>Kiire otsustusprotsess<\/li>\n<li>Lai kasutusv\u00f5imalus<\/li>\n<li>Paindlik maksegraafik<\/li>\n<\/ul><\/div>\n\t\t\t\t\t\t\t\t\t\t<a href=\"#form\" class=\"btn hero__cta smooth-scroll\"><span>T\u00e4ida laenu taotlus<\/span><\/a>\n\t\t\t\t\t<\/div>\n\t\t<div class=\"hero__calc\">\n\t\t\t<div id=\"calculator\"><\/div>\n\t\t\t<script>\n\t\t\t\tvar calcData = {\n\t\t\t\t\tcalcType: 'hypo',\n\t\t\t\t\tstrings: {\"title\":\"H\\u00fcpoteeklaen\",\"slider1\":\"Summa\",\"slider2\":\"Periood\",\"result1\":\"Annuiteedi kuumakse\",\"result2\":\"Krediidi brutosumma\",\"result3\":\"Krediidi kulukuse m\\u00e4\\u00e4r\",\"disclaimer\":\"Antud kalkulaatori arvutused on ligikaudsed ja illustreerivad. Teisi laenamisega seotud kulusid saate n\\u00e4ha %siit%.\",\"days\":\"p\\u00e4eva\",\"months\":\"kuud\",\"month\":\"kuu\",\"year\":\"a\"},\n\t\t\t\t};\n\t\t\t<\/script>\n\t\t\t<script type=\"module\" crossorigin src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/calculator\/dist\/assets\/index.js?v=11\"><\/script>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<div id=\"pricelist\" style=\"display: none;\">\n\t<div class=\"f-body-content\">\n\t\t<div class=\"h1\">Hinnakiri<\/div><!-- wp:paragraph -->\n<p>Finora Bank UAB hinnakiri*<br>Hinnakiri kehtib alates 1. juulist 2024.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading -->\n<div class=\"h2\">Laenulepinguga seotud tasud<\/div>\n<!-- \/wp:heading -->\n\n<!-- wp:table {\"hasFixedLayout\":false} -->\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Krediidilepingu tasu<\/td><td>1,5%-2% laenusummast (v\u00e4hemalt 500 \u20ac) \u00e4rilaenude, faktooringu ja liisingu puhul.<\/td><\/tr><tr><td>Tagatisega krediidilepingu tasu<\/td><td>1% laenusummast (v\u00e4hemalt 200 \u20ac).<\/td><\/tr><tr><td>Lepingu muutmise tasu<\/td><td>2% laenusummast (v\u00e4hemalt 500 \u20ac).<\/td><\/tr><tr><td>Ennet\u00e4htaegse l\u00f5petamise tasu<\/td><td>1% (v\u00e4hemalt 200 \u20ac).<\/td><\/tr><tr><td>Ennet\u00e4htaegse l\u00f5petamise tasu<br>(refinantseerimisel)<\/td><td>3% (v\u00e4hemalt 500 \u20ac).<\/td><\/tr><tr><td>Trahvid (hilinenud<br>finantsaruanded, kindlustus,<br>kasutust\u00f5end, KYC uuendamine)<\/td><td>1% laenusummast (v\u00e4hemalt 500 \u20ac).<\/td><\/tr><tr><td>Viivistasu<\/td><td>0,20% v\u00f5lgnetavast summast (p\u00e4evas).<\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n\n<!-- wp:heading -->\n<div class=\"h2\">Muud tasud<\/div>\n<!-- \/wp:heading -->\n\n<!-- wp:table {\"hasFixedLayout\":false} -->\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Makset\u00e4htaja muutmine<\/td><td>Esimene kord tasuta. Edaspidi 100 \u20ac.<\/td><\/tr><tr><td>Ostja vahetamine<\/td><td>50 \u20ac.<\/td><\/tr><tr><td>T\u00e4iendava ostja lisamine<\/td><td>50 \u20ac.<\/td><\/tr><tr><td>T\u00f5endid ja load<\/td><td>Juhatuse liikmetelt: 50 \u20ac; <br>Kollegiaalselt organilt: 500 \u20ac.<\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n\n<!-- wp:heading -->\n<div class=\"h2\">Muud lepinguga kaasnevad kulud<\/div>\n<!-- \/wp:heading -->\n\n<!-- wp:table {\"hasFixedLayout\":false} -->\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Laenu v\u00f5tmisega v\u00f5ivad kaasneda ka kindlustuskulud ja h\u00fcpoteegi seadmise kulud, mille suurus s\u00f5ltub vastava teenusepakkuja hinnakirjast ja riigi poolt s\u00e4testatud l\u00f5ivudest. Nende suurus ei s\u00f5ltu Finora Bank UABst.<\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n\n<!-- wp:heading {\"level\":4} -->\n<h4 class=\"wp-block-heading\">Arhiiv<\/h4>\n<!-- \/wp:heading -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li><strong><a href=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2024\/07\/Pricelist-vadid-up-to-07.01.2024-Lithunian.pdf\" data-type=\"link\" data-id=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2024\/07\/Pricelist-vadid-up-to-07.01.2024-Lithunian.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Hinnakiri Leedus registreeritud ettev\u00f5tetele (Hinnakirjad kehtivad kuni 01.07.2024.)<\/a><\/strong>.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong><a href=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2024\/07\/Pricelist-vadit-up-to-01.07.20124.-Estonian.pdf\" data-type=\"link\" data-id=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2024\/07\/Pricelist-vadit-up-to-01.07.20124.-Estonian.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Hinnakiri Eestis registreeritud ettev\u00f5tetele (Hinnakirjad kehtivad kuni 01.07.2024.)<\/a><\/strong>.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\t<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"sticky\">\n\n\t<div class=\"sticky__menu\">\n\t\t<ul>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#general\"><span>01.<\/span>\u00dcldine informatsioon <\/a><\/li>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#process\"><span>02.<\/span>Protsess<\/a><\/li>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#price\"><span>03.<\/span>Hinnakiri ja tingimused<\/a><\/li>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#faq\"><span>04.<\/span>KKK<\/a><\/li>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#form\"><span>05.<\/span>Taotle h\u00fcpoteeklaenu<\/a><\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\t<div class=\"sticky__content\">\n\t\t\n\t\t\n<div class=\"lazyblock-service-general-info-16m9Bl wp-block-lazyblock-service-general-info\" id=\"general\">\n<section class=\"service-block\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/icon-1.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">\u00dcldine informatsioon <\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\t\t\t\n\n<h3 class=\"wp-block-heading\">\u00dcldine informatsioon<\/h3>\n\n\n\n<p>Kas otsite v\u00f5imalust olemasolevate laenude&nbsp;refinantseerimiseks? Ootate head varianti korteri v\u00f5i maja remondiks? V\u00f5ib-olla unistate suvila ostust v\u00f5i pikemale reisile minekust? Hea lahendus teie soovidele on kinnisvara tagatisel pakutav&nbsp;h\u00fcpoteeklaen.<br>H\u00fcpoteeklaen on laen, mis on tagatud kinnisvara v\u00f5i erineva sihtotstarbega maaga ning sobib ideaalselt just suuremate laenusummade puhul.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">H\u00fcpoteeklaenu eelised:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kiire otsustusprotsess<\/li>\n\n\n\n<li>Paindlik maksegraafik<\/li>\n\n\n\n<li>Personaalne l\u00e4henemine<\/li>\n\n\n\n<li>Omafinantseering ei ole n\u00f5utud<\/li>\n\n\n\n<li>Lai kasutusv\u00f5imalus:\n<ul class=\"wp-block-list\">\n<li>eluaseme soetamine v\u00f5i remont<\/li>\n\n\n\n<li>olemasolevate kohustuste refinantseerimine<\/li>\n\n\n\n<li>\u00f5pingute eest tasumine<\/li>\n\n\n\n<li>kodu sisustamine<\/li>\n\n\n\n<li>tervisekulutuste katmine<\/li>\n\n\n\n<li>suuremate v\u00e4ljaminekute finantseerimine<\/li>\n\n\n\n<li>suvila ost\/ remont<\/li>\n\n\n\n<li>ootamatud v\u00e4ljaminekud<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n<div class=\"lazyblock-service-process-Im2b5 wp-block-lazyblock-service-process\" id=\"process\">\n\n\n<section class=\"service-block\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/process.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">Protsess<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\t\t\t\t\t\t\t<div class=\"service-block__process-step\">\n\t\t\t\t\t<h3>SAMM 1<\/h3>\n\t\t\t\t\t<div class=\"service-block__process-subtitle\">T\u00e4itke taotlus<\/div>\n\t\t\t\t\t<div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"service-block__process-step\">\n\t\t\t\t\t<h3>SAMM 2<\/h3>\n\t\t\t\t\t<div class=\"service-block__process-subtitle\">Esitage dokumendid<\/div>\n\t\t\t\t\t<div>Viimase 6 kuu konto v\u00e4ljav\u00f5tted, kohustuste kirjeldus, tagatisvara hindamisakt v\u00f5i fotod ning t\u00e4pne aadress.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"service-block__process-step\">\n\t\t\t\t\t<h3>SAMM 3<\/h3>\n\t\t\t\t\t<div class=\"service-block__process-subtitle\">Laenuotsus<\/div>\n\t\t\t\t\t<div>Laenuotsuse edastame 24 tunni jooksul p\u00e4rast dokumentide esitamist.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"service-block__process-step\">\n\t\t\t\t\t<h3>SAMM 4<\/h3>\n\t\t\t\t\t<div class=\"service-block__process-subtitle\">Lepingu s\u00f5lmimine<\/div>\n\t\t\t\t\t<div>Edastame laenulepingu digitaalseks allkirjastamiseks. Esmase lepingu puhul teeme videotuvastuse veebi teel ning peale h\u00fcpoteegi seadmist notaris makstakse laen kohe v\u00e4lja.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n<div class=\"lazyblock-service-price-24M8fn wp-block-lazyblock-service-price\" id=\"price\">\n\n\n<section class=\"service-block\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/price.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">Hinnakiri ja tingimused<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\t\t\t<div class=\"service-block__price-table\">\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">LAENUSUMMA<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">alates 25 000\u20ac, maksimaalselt 75% tagatise turuv\u00e4\u00e4rtusest<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">TAGASTUSPERIOOD<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">kuni 20 aastat<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">INTRESS<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">alates 1,25% kuus <\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">LEPINGUTASU<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">1,5 % laenusummast, min 125\u20ac<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">TAGATIS<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">h\u00fcpoteek kinnisasjale <\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">HINDAMISAKT<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">ei ole kohustuslik<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">MAKSEPUHKUS<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">kuni 6 kuud<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">LEPINGU MUUTMISE TASU<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">1% laenuj\u00e4\u00e4gilt<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"service-block__price-disclaimer\">\n\t\t\t\t* Tagatiseks sobib kinnisvara, mis asub Eestis, olgu see korter, eramu, majaosa, \u00e4ripind v\u00f5i erineva sihtotstarbega maa. <br>* Maksekuup\u00e4eva muutmine on esimene kord tasuta, j\u00e4rgmisel korral rakendub lepingu muutmise tasu. <br>\u2028\u2028* Lepingu ennet\u00e4htaegne tagastamine: 3 kuu intressimaksete summa. \u2028Juhul kui teatate laenu ennet\u00e4htaegse tagastamise soovist ette 3 kuud, siis ennet\u00e4htaegse tagastamise tasu ei ole.\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n<div class=\"lazyblock-service-faq-Z2poGmO wp-block-lazyblock-service-faq\" id=\"faq\">\n\n\n<section class=\"service-block\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/faq.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">Korduma kippuvad k\u00fcsimused<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\t\t\t<div class=\"service-block__faq accordion-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Millised dokumendid tuleb laenu taotlejal esitada?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tLaenu taotlemiseks tuleb esitada allj\u00e4rgnevad dokumendid:<br>\u2022 Laenutaotlus,<br>\u2022 Tagatisvara hindamisakt v\u00f5i t\u00e4pne aadress ja fotod,<br>\u2022 Viimase 6 kuu konto v\u00e4ljav\u00f5tted (panga kinnitusega),<br>\u2022 Kohustuste lahtikirjutused (kuumakse, krediidiandja, l\u00f5ppt\u00e4htaeg, laenuj\u00e4\u00e4k).\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Millised kulutused kaasnevad lepingu s\u00f5lmimisega peale lepingutasu?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tLepingu s\u00f5lmimisel tuleb lisaks arvestada ka notaritasu ja riigil\u00f5ivuga, samuti lisanduvad kinnistu (eramu, korteriomand, \u00e4ripind) kindlustuskulud.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kui suured on notari juures s\u00f5lmitava tehingu kulud ja kes need tasub?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tNotarilepingu kuludeks on riigil\u00f5iv ja notaritasu, mille kulud tuleb laenu taotlejal lepingu vormistamisel tasuda. T\u00e4psemalt saab kulude suuruse arvutada siin.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kui pikaks ajaks saab h\u00fcpoteeklaenu v\u00f5tta?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tLaenu maksimaalne periood on 20 aastat.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kas laenusummat on v\u00f5imalik ennet\u00e4htaegselt tagastada?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tJah, vastavalt laenulepingu tingimustele on laenusummat v\u00f5imalik tagastada igal ajahetkel, kas osaliselt v\u00f5i t\u00e4ies mahus. Juhul kui teatate laenu tagastamise soovist ette 3 kuud, siis ennet\u00e4htaegse tagastamise tasu ei ole. Kui soovite tagastada laenu enne 3-kuulist etteteatamise t\u00e4htaega, siis on \u00fcldjuhul ennet\u00e4htaegse tagastamise tasu v\u00f5rdne 3 kuu intressimaksete summaga. Laenulepingu s\u00f5lmimisel on v\u00f5imalik juba paindlikud tagastamise tingimused kokku leppida.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Mida saab laenu tagatiseks kasutada?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tH\u00fcpoteeklaenu tagatiseks sobib kinnisvara, ehk korter, eramu v\u00f5i maa. Laenu v\u00e4ljastame tavap\u00e4raselt 50-75% ulatuses tagatisvara v\u00e4\u00e4rtusest.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kas laenuperioodi saab pikendada?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tJah, h\u00fcpoteeklaenu perioodi on v\u00f5imalik pikendada. Soovi korral tuleb edastada vabas vormis avaldus.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kas laenu taotlemisel v\u00f5ib olla ka aktiivseid makseh\u00e4ireid?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\t\u00dcldjuhul kahjuks mitte. Samas on iga juhtum eriline, nii et kuulame alati \u00e4ra ning anal\u00fc\u00fcsime iga projekti eraldi.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Mis juhtub siis, kui laenu ei ole v\u00f5imalik \u00f5igeaegselt tagastada?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tSellisel juhul tuleks v\u00f5tta \u00fchendust oma laenuhalduriga. Kindlasti tuleb seda teha enne laenu tagasimakse kuup\u00e4eva, et saaksime vajadusel lepingutingimused uuesti \u00fcle vaadata ja laenuperioodi pikendada v\u00f5i maksepuhkuse vormistada.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kuidas saab laenulepingut allkirjastada?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tMeie edastame eelt\u00e4idetud laenulepingu, mille palume laenusaajal digitaalselt allkirjastada ning seej\u00e4rel tagasi saata.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kui palju kulub aega laenu saamiseks?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tMeie laenuotsus v\u00f5tab enamasti aega 1\u20132 t\u00f6\u00f6p\u00e4eva. Peale notaritehingut saame laenu v\u00e4ljastada 1\u20133 t\u00f6\u00f6p\u00e4eva jooksul, \u00fcldjuhul teeme seda notaris k\u00e4iguga samal p\u00e4eval.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n<div class=\"lazyblock-service-form-Z1VDFuB wp-block-lazyblock-service-form\" id=\"form\">\n<section class=\"service-block service-block--form\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/apply.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">Taotle h\u00fcpoteeklaenu<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\n\t\t\t<script type=\"text\/javascript\">\n\t\t\t\tvar applyForm = {\n\t\t\t\t\tapiURL: 'https:\/\/finorabank.eu\/wp-admin\/admin-ajax.php',\n\t\t\t\t\tnotifyEmail: 'info@finorabank.eu',\n\t\t\t\t\tform: {\"id\":\"private-hypo\",\"bid\":25,\"name\":\"Eraklient > H\\u00fcpoteeklaen\",\"action\":\"finora_form\",\"groups\":[{\"title\":\"Isikuandmed\",\"fields\":[{\"type\":\"text\",\"name\":\"name\",\"label\":\"Taotleja eesnimi\",\"required\":true},{\"type\":\"text\",\"name\":\"last-name\",\"label\":\"Perekonnanimi\",\"required\":true},{\"type\":\"address-select\",\"name\":\"address-select\",\"label\":\"Riik\",\"required\":true,\"options\":{\"label2\":\"Maakond\",\"label3\":\"Linn\"}},{\"type\":\"text\",\"name\":\"address\",\"label\":\"Aadress\",\"required\":true},{\"type\":\"text\",\"name\":\"postalcode\",\"label\":\"Postikood\",\"required\":true},{\"type\":\"idcode\",\"name\":\"id-code\",\"label\":\"Isikukood\",\"required\":true},{\"type\":\"phone\",\"name\":\"phone\",\"label\":\"Telefon\",\"required\":true,\"options\":{\"defaultCountryCode\":\"EE\"}},{\"type\":\"email\",\"name\":\"email\",\"label\":\"E-post\",\"required\":true}]},{\"title\":\"Tagatise t\\u00fc\\u00fcp ja asukoht\",\"fields\":[{\"type\":\"select\",\"name\":\"realestate\",\"options\":[{\"key\":\"korter\",\"value\":\"Korter\"},{\"key\":\"eramu\",\"value\":\"Eramu\"},{\"key\":\"maa\",\"value\":\"Maa\"}],\"label\":\"Kinnisvara\",\"required\":true},{\"type\":\"select\",\"name\":\"county\",\"options\":[{\"key\":\"1\",\"value\":\"Harju maakond\"},{\"key\":\"2\",\"value\":\"Hiiu maakond\"},{\"key\":\"3\",\"value\":\"Ida-Viru maakond\"},{\"key\":\"5\",\"value\":\"J\\u00f5geva maakond\"},{\"key\":\"4\",\"value\":\"J\\u00e4rva maakond\"},{\"key\":\"6\",\"value\":\"L\\u00e4\\u00e4ne maakond\"},{\"key\":\"7\",\"value\":\"L\\u00e4\\u00e4ne-Viru maakond\"},{\"key\":\"9\",\"value\":\"P\\u00f5lva maakond\"},{\"key\":\"8\",\"value\":\"P\\u00e4rnu maakond\"},{\"key\":\"10\",\"value\":\"Rapla maakond\"},{\"key\":\"11\",\"value\":\"Saare maakond\"},{\"key\":\"12\",\"value\":\"Tartu maakond\"},{\"key\":\"13\",\"value\":\"Valga maakond\"},{\"key\":\"14\",\"value\":\"Viljandi maakond\"},{\"key\":\"15\",\"value\":\"V\\u00f5ru maakond\"},{\"key\":\"35\",\"value\":\"Muu\"},{\"key\":\"36\",\"value\":\"V\\u00e4lismaa\"}],\"label\":\"Maakond\",\"required\":true},{\"type\":\"text\",\"name\":\"city\",\"label\":\"Linn\",\"required\":true},{\"type\":\"text\",\"name\":\"street\",\"label\":\"T\\u00e4nav\",\"required\":true},{\"type\":\"text\",\"name\":\"house-nr\",\"label\":\"Maja nr\",\"required\":false},{\"type\":\"text\",\"name\":\"apt-nr\",\"label\":\"Korteri nr\",\"required\":false},{\"type\":\"number\",\"name\":\"monthly-income\",\"label\":\"Igakuine netosissetulek (m\\u00e4rgi numbrina) \\u20ac\",\"required\":true},{\"type\":\"number\",\"name\":\"monthly-loans\",\"label\":\"Igakuised v\\u00f5lakohustused (m\\u00e4rgi numbrina) \\u20ac\",\"required\":true}]},{\"title\":\"Laenu summa ja periood\",\"fields\":[{\"type\":\"number\",\"name\":\"loan-amount\",\"label\":\"Laenusumma (\\u20ac)\",\"required\":true,\"min\":2000,\"max\":1000000,\"minMaxField\":\"amount\"},{\"type\":\"select\",\"name\":\"loan-period\",\"options\":[{\"key\":\"1\",\"value\":\"1 aasta\"},{\"key\":\"2\",\"value\":\"2 aastat\"},{\"key\":\"3\",\"value\":\"3 aastat\"},{\"key\":\"4\",\"value\":\"4 aastat\"},{\"key\":\"5\",\"value\":\"5 aastat\"},{\"key\":\"6\",\"value\":\"6 aastat\"},{\"key\":\"7\",\"value\":\"7 aastat\"},{\"key\":\"8\",\"value\":\"8 aastat\"},{\"key\":\"9\",\"value\":\"9 aastat\"},{\"key\":\"10\",\"value\":\"10 aastat\"}],\"label\":\"Laenuperiood\",\"required\":true},{\"type\":\"text\",\"name\":\"extra\",\"label\":\"Lisainfo\",\"required\":false},{\"type\":\"how-found-us\",\"name\":\"how\",\"label\":\"Kuidas sa meist teada said?\",\"required\":true,\"options\":{\"label2\":\"Palun t\\u00e4psustage\"}}]}],\"footerFields\":[{\"type\":\"checkbox\",\"name\":\"privacy\",\"label\":\"Annan AS Finora Bank n\\u00f5usoleku oma andmete t\\u00f6\\u00f6tlemiseks ja andmete edastamiseks kolmandatele osapooltele vastavalt <a href=\\\"https:\\\/\\\/finorabank.eu\\\/et\\\/privaatsuspoliitika\\\/\\\" target=\\\"_blank\\\">Isikuandmete t\\u00f6\\u00f6tlemise tingimustele<\\\/a>. 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