{"id":3467,"date":"2023-03-15T11:46:26","date_gmt":"2023-03-15T09:46:26","guid":{"rendered":"https:\/\/finorabank.eu\/?p=3467"},"modified":"2024-03-07T14:57:38","modified_gmt":"2024-03-07T12:57:38","slug":"kas-kallim-raha-parsib-voi-hoopis-hoogustab-laenamist","status":"publish","type":"post","link":"https:\/\/finorabank.eu\/et\/uudised\/kas-kallim-raha-parsib-voi-hoopis-hoogustab-laenamist\/","title":{"rendered":"Kas kallim raha p\u00e4rsib v\u00f5i hoopis hoogustab laenamist?"},"content":{"rendered":"\n<p class=\"has-medium-font-size\"><strong>Kas kallim raha p\u00e4rsib v\u00f5i hoopis hoogustab laenamist?<\/strong><\/p>\n\n\n\n<p>Kuigi t\u00f5usvad intressim\u00e4\u00e4rad v\u00f5ivad tunduda esmapilgul heidutavad, tasub Eesti ettev\u00f5tjatel teadvustada, et intressit\u00f5us ning turukorrektsioon tabavad \u00fchtmoodi k\u00f5iki ning pingeline aeg on \u00fchtlasi v\u00f5imalus turuosa kasvatamiseks, kirjutab Finora Panga juhatuse liige ja CFO Kristi H\u00f5rrak.<\/p>\n\n\n\n<p>Hiljuti andis Euroopa Keskpank m\u00f5ista, et kui inflatsiooni mahasurumiseks on vaja, t\u00f5stavad nad intressim\u00e4\u00e4rasid veel ja veel. Ning isegi kui inflatsioon leeveneb, siis suuremat pilti vaadates ei ole paraku p\u00f5hjust loota, et intressid l\u00e4hiaastail taas nulli liiguksid. Euribori tasemega v\u00e4hemalt 2\u20134% tasub hakata harjuma k\u00f5igil.<\/p>\n\n\n\n<p>Mida peaks sellest j\u00e4reldama ning kuidas sellega oma plaanides arvestama t\u00fc\u00fcpiline Eesti ettev\u00f5tja, kel k\u00e4ivet kuni m\u00f5ni miljon ning t\u00f6\u00f6tajaid mitte \u00fcle paarik\u00fcmne? Kuidas m\u00f5jutab see konkurentide tegevust ja millised finantsstrateegia valikud on ettev\u00f5tjal endal laual?<\/p>\n\n\n\n<p>Ettev\u00f5tjale ei ole oht aga mitte see muutus finantsturul kui selline, vaid olukorra eba\u00f5ige hindamine ning suletud ja passiivse hoiaku ligilaskmine. Tasub meeles pidada, et rahanumbrid kasvavad m\u00f5lemal pool joont. M\u00f5te v\u00f5iks olla suunatud mitte niiv\u00f5rd kulunumbritele, kuiv\u00f5rd tulunumbrite kiiremale kasvatamisele.<\/p>\n\n\n\n<p>Intresside t\u00f5usuga saavad \u00fchtviisi pihta k\u00f5ik. K\u00fcsimus on, kes uutmoodi reaalsust enda huvides k\u00f5ige paremini \u00e4ra kasutab.<\/p>\n\n\n\n<p>Loe pikemalt <a href=\"https:\/\/www.aripaev.ee\/arvamused\/2023\/03\/15\/kristi-horrak-kas-kallim-raha-parsib-voi-hoopis-hoogustab-laenamist\" data-type=\"URL\" data-id=\"https:\/\/www.aripaev.ee\/arvamused\/2023\/03\/15\/kristi-horrak-kas-kallim-raha-parsib-voi-hoopis-hoogustab-laenamist\">\u00c4rip\u00e4eva veebist<\/a>. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kuigi t\u00f5usvad intressim\u00e4\u00e4rad v\u00f5ivad tunduda esmapilgul heidutavad, tasub Eesti ettev\u00f5tjatel teadvustada, et intressit\u00f5us ning turukorrektsioon tabavad \u00fchtmoodi k\u00f5iki ning pingeline aeg on \u00fchtlasi v\u00f5imalus turuosa kasvatamiseks, kirjutab Finora Panga juhatuse liige ja CFO Kristi H\u00f5rrak.<\/p>\n","protected":false},"author":113,"featured_media":3468,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3467","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uudised"],"acf":[],"_links":{"self":[{"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/posts\/3467","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/users\/113"}],"replies":[{"embeddable":true,"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/comments?post=3467"}],"version-history":[{"count":2,"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/posts\/3467\/revisions"}],"predecessor-version":[{"id":3473,"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/posts\/3467\/revisions\/3473"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/media\/3468"}],"wp:attachment":[{"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/media?parent=3467"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/categories?post=3467"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finorabank.eu\/et\/wp-json\/wp\/v2\/tags?post=3467"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}