Financial Reporting and Data Analyst

What will you be doing?

• Assess customer credit risk to ensure alignment with the bank’s risk appetite and policies.
• Prepare comprehensive risk opinions for management and credit committees.
• Monitor credit portfolio quality, identify trends, and suggest mitigation strategies.
• Manage credit provisioning to maintain sufficient reserves for potential losses.
• Track and report breaches of credit limits, recommending appropriate actions.
• Develop and refine credit risk models to enhance creditworthiness evaluation.
• Establish and monitor risk limits and key risk indicators (KRIs).
• Validate the accuracy and completeness of credit risk data.
• Provide risk reports and consult business units from a second-line-of-defence perspective.
• Support internal and external audits with necessary documentation and insights.
• Advise client-facing teams on credit risks for key clients and sectors.
• Assist with onboarding and training new risk team members.
• Perform additional responsibilities as assigned by the CRO or in line with internal policies.

What will help you succeed?

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field.
• 3+ years of experience in credit risk analysis, credit portfolio management, or a similar role in banking.
• Strong analytical and problem-solving skills with attention to detail.
• Good knowledge of credit risk modelling and risk frameworks.
• Excellent communication and report writing skills.
• Ability to work independently and collaboratively across teams.
• Proficiency in Microsoft Office (especially Excel); knowledge of risk systems or data tools is an advantage.

What do we offer?

• Join an Experienced, Professional Team: Be part of a dynamic team building a brand-new bank from the ground up.
• Opportunity to Make an Impact: Contribute to the growth of a rapidly expanding company and see the direct impact of your work.
• Competitive Salary: Earn a salary that reflects your level of experience and competencies (Salary – 3140 – 5450 eur/gross).
• Health Benefits: Access additional health insurance after probation period.
• Work-Life Balance: Enjoy flexible working hours and hybrid working arrangements that suit your lifestyle.
• Pet-Friendly Office: Bring your furry friends to our pet-friendly office.
• Office Perks: Enjoy snacks in the kitchen.
• Company Events: Participate in regular company events to foster team spirit and camaraderie.
• Branded Gifts: Receive branded gifts as a token of our appreciation for your hard work.
• Referral Bonuses: Earn attractive referral bonuses for recommending top talent to join our team.

Finora Bank is a specialized bank dedicated to accelerating growth for micro, small, and medium-sized enterprises, and entrepreneurs. Licensed by the European Central Bank (ECB), Finora Bank offers innovative financial solutions, including loans, leasing, factoring, and guarantees, to help businesses achieve their full potential.

Based in Vilnius and Tallinn, Finora Bank has a team of 70+ professionals with extensive international experience in banking.

Finora is entering a new phase of development — expanding beyond a single-market focus into a broader structure that includes both the Bank and the Group, with growing emphasis on investor relations, stakeholder management, and development across Lithuania, Estonia, and new markets. The role will play a key part in taking Finora to the next stage of its development.

Join the journey of building a fast-growing bank!

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