{"id":12340,"date":"2026-04-21T13:38:19","date_gmt":"2026-04-21T11:38:19","guid":{"rendered":"https:\/\/finorabank.eu\/?post_type=jobad&#038;p=12340"},"modified":"2026-04-21T13:38:19","modified_gmt":"2026-04-21T11:38:19","slug":"credit-risk-analyst","status":"publish","type":"jobad","link":"https:\/\/finorabank.eu\/lt\/jobad\/credit-risk-analyst\/","title":{"rendered":"Credit Risk Analyst"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\"><strong>What will you be doing?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Assess customer credit risk to ensure alignment with the bank\u2019s risk appetite and policies.<\/li>\n\n\n\n<li>Prepare comprehensive risk opinions for management and credit committees.<\/li>\n\n\n\n<li>Monitor credit portfolio quality, identify trends, and suggest mitigation strategies.<\/li>\n\n\n\n<li>Manage credit provisioning to maintain sufficient reserves for potential losses.<\/li>\n\n\n\n<li>Track and report breaches of credit limits, recommending appropriate actions.<\/li>\n\n\n\n<li>Develop and refine credit risk models to enhance creditworthiness evaluation.<\/li>\n\n\n\n<li>Establish and monitor risk limits and key risk indicators (KRIs).<\/li>\n\n\n\n<li>Validate the accuracy and completeness of credit risk data.<\/li>\n\n\n\n<li>Provide risk reports and consult business units from a second-line-of-defence perspective.<\/li>\n\n\n\n<li>Support internal and external audits with necessary documentation and insights.<\/li>\n\n\n\n<li>Advise client-facing teams on credit risks for key clients and sectors.<\/li>\n\n\n\n<li>Assist with onboarding and training new risk team members.<\/li>\n\n\n\n<li>Perform additional responsibilities as assigned by the CRO or in line with internal policies.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><br><strong>What will help you succeed?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bachelor\u2019s degree in Finance, Economics, Business Administration, or a related field.<\/li>\n\n\n\n<li>3+ years of experience in credit risk analysis, credit portfolio management, or a similar role in banking.<\/li>\n\n\n\n<li>Strong analytical and problem-solving skills with attention to detail.<\/li>\n\n\n\n<li>Good knowledge of credit risk modelling and risk frameworks.<\/li>\n\n\n\n<li>Excellent communication and report writing skills.<\/li>\n\n\n\n<li>Ability to work independently and collaboratively across teams.<\/li>\n\n\n\n<li>Proficiency in Microsoft Office (especially Excel); knowledge of risk systems or data tools is an advantage.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><br><strong>What do we offer?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Join an Experienced, Professional Team:&nbsp;<\/strong>Be part of a dynamic team building a brand-new bank from the ground up.<\/li>\n\n\n\n<li><strong>Opportunity to Make an Impact:<\/strong>&nbsp;Contribute to the growth of a rapidly expanding company and see the direct impact of your work.<\/li>\n\n\n\n<li><strong>Competitive Salary:<\/strong> Earn a salary that reflects your level of experience and competencies (Salary &#8211; 3140 &#8211; 5450 eur\/gross).<\/li>\n\n\n\n<li><strong>Health Benefits:<\/strong>&nbsp;Access additional health insurance after probation period.<\/li>\n\n\n\n<li><strong>Work-Life Balance:<\/strong>&nbsp;Enjoy flexible working hours and hybrid working arrangements that suit your lifestyle.<\/li>\n\n\n\n<li><strong>Pet-Friendly Office:<\/strong>&nbsp;Bring your furry friends to our pet-friendly office.<\/li>\n\n\n\n<li><strong>Office Perks:<\/strong>&nbsp;Enjoy snacks in the kitchen.<\/li>\n\n\n\n<li><strong>Company Events:<\/strong>&nbsp;Participate in regular company events to foster team spirit and camaraderie.<\/li>\n\n\n\n<li><strong>Branded Gifts:<\/strong>&nbsp;Receive branded gifts as a token of our appreciation for your hard work.<\/li>\n\n\n\n<li><strong>Referral Bonuses:<\/strong>&nbsp;Earn attractive referral bonuses for recommending top talent to join our team.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Finora Bank is a specialized bank dedicated to accelerating growth for micro, small, and medium-sized enterprises, and entrepreneurs. Licensed by the European Central Bank (ECB), Finora Bank offers innovative financial solutions, including loans, leasing, factoring, and guarantees, to help businesses achieve their full potential.<\/strong><\/p>\n\n\n\n<p><strong>Based in Vilnius and Tallinn, Finora Bank has a team of 70+ professionals with extensive international experience in banking.<\/strong><\/p>\n\n\n\n<p><strong>Finora is entering a new phase of development \u2014 expanding beyond a single-market focus into a broader structure that includes both the Bank and the Group, with growing emphasis on investor relations, stakeholder management, and development across Lithuania, Estonia, and new markets. The role will play a key part in taking Finora to the next stage of its development.<\/strong><\/p>\n\n\n\n<p><strong>Join the journey of building a fast-growing bank!<\/strong><\/p>\n<\/blockquote>\n","protected":false},"template":"","location":[49],"class_list":["post-12340","jobad","type-jobad","status-publish","hentry","location-lithuania-lt"],"acf":[],"_links":{"self":[{"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/jobad\/12340","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/jobad"}],"about":[{"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/types\/jobad"}],"wp:attachment":[{"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/media?parent=12340"}],"wp:term":[{"taxonomy":"location","embeddable":true,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/location?post=12340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}