{"id":11142,"date":"2025-10-02T14:03:24","date_gmt":"2025-10-02T12:03:24","guid":{"rendered":"https:\/\/finorabank.eu\/?page_id=11142"},"modified":"2026-03-30T10:30:21","modified_gmt":"2026-03-30T08:30:21","slug":"faktoringas","status":"publish","type":"page","link":"https:\/\/finorabank.eu\/lt\/faktoringas\/","title":{"rendered":"Faktoringas"},"content":{"rendered":"<div class=\"lazyblock-hero-1HstBc wp-block-lazyblock-hero\">\n<section class=\"hero\">\n\t<div class=\"l-container\">\n\t\t<div class=\"hero__content\">\n\t\t\t<h1>Faktoringas verslo augimui<\/h1>\t\t\t\t\t\t\t<div class=\"hero__content-txt\"><ul>\n<li data-start=\"202\" data-end=\"269\">Gaukite iki 90 % s\u0105skaitos sumos i\u0161 karto<\/li>\n<li data-start=\"272\" data-end=\"306\">Be jokio papildomo u\u017estato<\/li>\n<li data-start=\"309\" data-end=\"344\">Greitas ir patikimas finansavimas<\/li>\n<li data-start=\"347\" data-end=\"381\">Mok\u0117jimo atid\u0117jimas iki 120 dien\u0173<\/li>\n<\/ul><\/div>\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/finorabank.eu\/et\/faktooring\/#form\" class=\"btn hero__cta smooth-scroll\"><span>Gauti pasi\u016blym\u0105<\/span><\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"hero__image\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2025\/10\/Faktoringas-verslo-augimui-1.png\" alt=\"\">\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section><\/div>\n\n\n<div class=\"sticky\">\n\n\t<div class=\"sticky__menu\">\n\t\t<ul>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#general\"><span>01.<\/span>Kod\u0117l verta rinktis faktoring\u0105?<\/a><\/li>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#process\"><span>02.<\/span>Kaip veikia faktoringas?<\/a><\/li>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#price\"><span>03.<\/span>Pagrindin\u0117s s\u0105lygos<\/a><\/li>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#faq\"><span>04.<\/span>D.U.K.<\/a><\/li>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#form\"><span>05.<\/span>Pildyti parai\u0161k\u0105 <\/a><\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\t<div class=\"sticky__content\">\n\t\t\n\t\t\n<div class=\"lazyblock-service-general-info-16m9Bl wp-block-lazyblock-service-general-info\" id=\"general\">\n<section class=\"service-block\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/icon-1.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">Kod\u0117l verta rinktis faktoring\u0105?<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\t\t\t\n\n<ul class=\"wp-block-list\">\n<li><strong>Pinigai i\u0161 karto.<\/strong> L\u0117\u0161as u\u017e s\u0105skaitas gaunate nedelsiant, nelaukdami kliento apmok\u0117jimo.<\/li>\n\n\n\n<li><strong>Stipresn\u0117 finansin\u0117 pad\u0117tis.<\/strong> Pagerinate apyvartin\u012f kapital\u0105 ir naudojate l\u0117\u0161as pl\u0117trai.<\/li>\n\n\n\n<li><strong>Ai\u0161kesnis planavimas.<\/strong> Prognozuojami mok\u0117jimai leid\u017eia lengviau valdyti pinig\u0173 srautus.<\/li>\n\n\n\n<li><strong>Patogiau klientams.<\/strong> Suteikiate ilgesnius atsiskaitymo terminus nerizikuodami savo likvidumu.<\/li>\n\n\n\n<li><strong>Be u\u017estato.<\/strong> Finansavim\u0105 u\u017etikrina s\u0105skaitos, nereikalaujama papildomo turto.<\/li>\n\n\n\n<li><strong>Ma\u017eesn\u0117 rizika.<\/strong> Mes valdome pirk\u0117j\u0173 atsiskaitymus, tod\u0117l jau\u010diat\u0117s saugiau.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n<div class=\"lazyblock-service-process-Im2b5 wp-block-lazyblock-service-process\" id=\"process\">\n\n\n<section class=\"service-block\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/process.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">Kaip veikia faktoringas?<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\t\t\t\t\t\t\t<div class=\"service-block__process-step\">\n\t\t\t\t\t<h3>1 \u017eingsnis<\/h3>\n\t\t\t\t\t<div class=\"service-block__process-subtitle\">I\u0161ra\u0161ykite s\u0105skait\u0105<\/div>\n\t\t\t\t\t<div>Parduodate prekes ar paslaugas savo klientui ir i\u0161ra\u0161ote s\u0105skait\u0105 su atid\u0117to mok\u0117jimo terminu.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"service-block__process-step\">\n\t\t\t\t\t<h3>2 \u017eingsnis<\/h3>\n\t\t\t\t\t<div class=\"service-block__process-subtitle\">Pateikite s\u0105skait\u0105 mums <\/div>\n\t\t\t\t\t<div>Atsi\u0173skite s\u0105skait\u0105 mums \u012f <strong>factoring@finorabank.eu<\/strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">,<\/mark> arba pateikite parai\u0161k\u0105 finansavimui pildydami parai\u0161k\u0105 internetu. <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"service-block__process-step\">\n\t\t\t\t\t<h3>3 \u017eingsnis<\/h3>\n\t\t\t\t\t<div class=\"service-block__process-subtitle\">Gaukite finansavim\u0105 i\u0161 karto<\/div>\n\t\t\t\t\t<div>Jei s\u0105skaita tinkama, i\u0161mokame iki 90 % jos sumos tiesiai \u012f j\u016bs\u0173 s\u0105skait\u0105.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"service-block__process-step\">\n\t\t\t\t\t<h3>4 \u017eingsnis<\/h3>\n\t\t\t\t\t<div class=\"service-block__process-subtitle\">Atsiskaitymas<\/div>\n\t\t\t\t\t<div>Klientas apmoka s\u0105skait\u0105 tiesiogiai mums. Mes Jums pervedame likusi\u0105 sum\u0105.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n<div class=\"lazyblock-service-price-24M8fn wp-block-lazyblock-service-price\" id=\"price\">\n\n\n<section class=\"service-block\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/price.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">Pagrindin\u0117s s\u0105lygos<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\t\t\t<div class=\"service-block__price-table\">\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">LIMITO ADMINISTRAVIMO MOKESTIS:<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">nuo 1% limito sumos<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">FINANSAVIMO MOKESTIS (METIN\u0116S PAL\u016aKANOS): <\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">Pagal susitarim\u0105<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">FAKTORINGO AVANSAS: <\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">iki 90% (nustatomas individualiai)<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">MAKSIMALUS ATID\u0116TO MOK\u0116JIMO TERMINAS:<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">120 dien\u0173<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">S\u0104SKAITOS PRI\u0116MIMO MOKESTIS: <\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">Nuo 0,5% s\u0105skaitos sumos, min. \u20ac3<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">FAKTORINGO SUTARTIES PAKEITIMAI: <\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">Pagal susitarim\u0105<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">DRAUSTO DEBITORIAUS RIZIKOS METINIS VERTINIMAS:<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">\u20ac50<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">NEDRAUSTO DEBITORIAUS RIZIKOS METINIS VERTINIMAS:<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">\u20ac15<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">NETIPIN\u0116S FAKTORINGO ATASKAITOS PARENGIMAS: <\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">\u20ac30<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"service-block__price-disclaimer\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n<div class=\"lazyblock-service-form-Z1VDFuB wp-block-lazyblock-service-form\" id=\"form\">\n<section class=\"service-block service-block--form\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/apply.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">Pateikti parai\u0161k\u0105 <\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\n\t\t\t<script type=\"text\/javascript\">\n\t\t\t\tvar applyForm = {\n\t\t\t\t\tapiURL: 'https:\/\/finorabank.eu\/wp-admin\/admin-ajax.php',\n\t\t\t\t\tnotifyEmail: 'info.lt@finorabank.eu',\n\t\t\t\t\tform: {\"id\":\"factoring\",\"tracking_id\":\"factoring\",\"lang\":\"lt\",\"bid\":1033,\"name\":\"\\u00c4riklient > Faktooring\",\"action\":\"finora_form\",\"groups\":[{\"title\":\"\",\"fields\":[{\"type\":\"text\",\"name\":\"name\",\"label\":\"\\u012emon\\u0117s pavadinimas\",\"required\":true},{\"type\":\"number\",\"name\":\"reg-nr\",\"label\":\"\\u012emon\\u0117s kodas\",\"required\":true},{\"type\":\"address-select\",\"name\":\"address-select\",\"label\":\"\\u0160alis\",\"required\":true,\"options\":{\"label2\":\"Apskritis\",\"label3\":\"Miestas\"}},{\"type\":\"text\",\"name\":\"address\",\"label\":\"Adresas\",\"required\":true},{\"type\":\"text\",\"name\":\"postalcode\",\"label\":\"Pa\\u0161to kodas\",\"required\":true},{\"type\":\"phone\",\"name\":\"phone\",\"label\":\"Telefonas\",\"required\":true,\"options\":{\"defaultCountryCode\":\"LT\"}},{\"type\":\"email\",\"name\":\"email\",\"label\":\"El. pa\\u0161tas\",\"required\":true},{\"type\":\"number\",\"name\":\"limit\",\"label\":\"Faktoringo limitas\",\"required\":true,\"min\":1000,\"max\":1000000,\"minMaxField\":\"amount\"},{\"type\":\"number\",\"name\":\"max-days\",\"label\":\"Maksimalus s\\u0105skaitos apmok\\u0117jimo terminas (dienomis)\",\"required\":true,\"min\":1,\"max\":120},{\"type\":\"text\",\"name\":\"invoice\",\"label\":\"S\\u0105skaitos gav\\u0117jas\\\/pirk\\u0117jas\",\"required\":false},{\"type\":\"text\",\"name\":\"extra\",\"label\":\"Papildoma informacija\",\"required\":false},{\"type\":\"how-found-us\",\"name\":\"how\",\"label\":\"Kaip su\\u017einojote apie mus?\",\"required\":true,\"options\":{\"label2\":\"Patikslinkite\"}}]}],\"footerFields\":[{\"type\":\"checkbox\",\"name\":\"privacy\",\"label\":\"Esu susipa\\u017ein\\u0119s <a href=\\\"https:\\\/\\\/finorabank.eu\\\/lt\\\/privatumo-politika\\\/\\\" target=\\\"_blank\\\"> su svetain\\u0117s privatumo politikos principais<\\\/a>\",\"required\":true},{\"type\":\"checkbox\",\"name\":\"newsletter\",\"label\":\"Sutinku gauti naujienlai\\u0161kius, rekomendacijas ir naudojimo patarimus bei pasi\\u016blymus i\\u0161 UAB \\u201eFinora Bank\\u201c.\",\"required\":false}],\"submit\":\"Gaukite pasi\\u016blym\\u0105\"}\t\t\t\t}\n\t\t\t<\/script>\n\t\t\t<div id=\"app\"><\/div>\n\t\t\t<script type=\"module\" crossorigin src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/apply-form\/dist\/assets\/index.js?v=16\"><\/script>\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/apply-form\/dist\/assets\/index.css?v=16\">\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n<\/div>\n\n<div class=\"lazyblock-service-faq-Z2poGmO wp-block-lazyblock-service-faq\" id=\"faq\">\n\n\n<section class=\"service-block\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/faq.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">D.U.K.<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\t\t\t<div class=\"service-block__faq accordion-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kas yra faktoringas? <\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tTai finansavimo b\u016bdas, kai \u012fmon\u0117 neapmok\u0117tas s\u0105skaitas perduoda kredito \u012fmonei (\u0161iuo atveju \u2013 Finora Bank) ir i\u0161 karto gauna iki 90 % j\u0173 vert\u0117s. Likusi suma pervedama, kai pirk\u0117jas atsiskaito.<br><br>\u0160is sprendimas leid\u017eia greitai gauti apyvartini\u0173 l\u0117\u0161\u0173, pagerinti pinig\u0173 sraut\u0173 valdym\u0105, suma\u017einti rizik\u0105 d\u0117l pirk\u0117j\u0173 mokumo ir nesir\u016bpinti v\u0117luojan\u010diais apmok\u0117jimais. Skirtingai nuo tradicini\u0173 paskol\u0173, faktoringas suteikiamas be u\u017estato, o pinigai (iki 90 % s\u0105skaitos sumos) da\u017eniausiai pervedami per 1 darbo dien\u0105 nuo s\u0105skaitos pateikimo.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kaip veikia faktoringas?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\t\u012emon\u0117 (J\u016bs) parduoda prekes ar paslaugas ir i\u0161ra\u0161o s\u0105skait\u0105 fakt\u016br\u0105. Ji kartu su reikalingais dokumentais pateikiama bankui (Finora Bank) bei pirk\u0117jui. Gav\u0119 s\u0105skait\u0105, mes i\u0161 karto pervedame Jums iki 90 % jos sumos. At\u0117jus mok\u0117jimo terminui, pirk\u0117jas atsiskaito tiesiogiai su banku (Finora Bank), o likusi s\u0105skaitos suma, pervedama banko klientui, t.y.: \u012fmonei (Jums). \t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kiek pinig\u0173 galiu gauti u\u017e s\u0105skait\u0105?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tPaprastai i\u0161 karto i\u0161mokama iki 90 % s\u0105skaitos vert\u0117s.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kada gausiu s\u0105skait\u0105 u\u017e faktoringo paslaugas?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tMokes\u010diai pateikiami kart\u0105 per m\u0117nes\u012f, o \u0161ias s\u0105skaitas \u012fsipareigoja apmok\u0117ti faktoringo gav\u0117jas, t.y. banko klientas.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kaip galiu su\u017einoti informacij\u0105 apie finansuotas s\u0105skaitas?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tVis\u0105 informacij\u0105 rasite savitarnoje. Jei reikia papildomos pagalbos, kreipkit\u0117s \u012f savo vadybinink\u0105 tiesiogiai arba ra\u0161ykite: info.lt@finorabank.eu. <br><br>I\u0161ra\u0161yt\u0105 s\u0105skait\u0105 faktoringui pra\u0161ome si\u0173sti el. pa\u0161tu <strong><a>factoring@finorabank.eu<\/a><\/strong>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kas nutinka, jei pirk\u0117jas nesumoka laiku?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tTokiais atvejais mok\u0117jim\u0173 prie\u017ei\u016br\u0105 ir v\u0117luojan\u010di\u0173 s\u0105skait\u0173 administravim\u0105 u\u017etikrina Finora Bank.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Ar finansuojate pradelstas s\u0105skaitas?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tNe, finansuojamos tik tos s\u0105skaitos, kuri\u0173 apmok\u0117jimo terminas dar n\u0117ra pasibaig\u0119s.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kokias s\u0105skaitas finansuojate?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tFinansuojamos verslas\u2013verslui s\u0105skaitos u\u017e pristatytas prekes ar suteiktas paslaugas, kai yra numatytas atid\u0117to mok\u0117jimo terminas nuo 30 iki 120 dien\u0173. S\u0105skaitos turi b\u016bti tinkamai i\u0161ra\u0161ytos, patvirtintos pirk\u0117jo ir galiojan\u010dios pateikimo metu.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Ar finansuojate statyb\u0173 sektoriaus \u012fmoni\u0173 s\u0105skaitas?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tTaip, finansavim\u0105 teikiame statyb\u0173 \u012fmon\u0117ms, taip pat gamybos, prekybos, logistikos ir kit\u0173 sektori\u0173 verslams. \t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Ar finansuojate eksporto s\u0105skaitas?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tM\u016bs\u0173 faktoringo paslaugos daugiausiai teikiamos Lietuvoje ir Estijoje, ta\u010diau pagal susitarim\u0105 galime finansuoti ir eksporto s\u0105skaitas \u012f kitas Europos S\u0105jungos valstybes.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kaip greitai gausiu pinigus?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tPinigai paprastai pervedami per 24 valandas nuo s\u0105skaitos gavimo.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Ar faktoringu gali naudotis jaunos \u012fmon\u0117s, startuoliai ir smulkus verslas?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tTaip, faktoringas prieinamas visoms \u012fmon\u0117ms, \u012fskaitant startuolius ir smulk\u0173j\u012f versl\u0105.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Ar galiu nutraukti sutart\u012f bet kuriuo metu ir kiek tai kainuoja?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tTaip, sutart\u012f galima nutraukti bet kada, u\u017e tai netaikomi jokie papildomi mokes\u010diai ar sankcijos.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"lazyblock-reports-ZUUpAY wp-block-lazyblock-reports\">\n<section class=\"service-block service-block--contained\">\n    <div class=\"service-block__container\">\n        <div class=\"service-block__title-row\">\n            <div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/icon-1.svg\"><\/div>\n            <h2 class=\"service-block__title\">Bendroji informacija <\/h2>\n        <\/div>\n        <div class=\"service-block__content\">\n            <div class=\"service-block__reports\">\n                                    <a href=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2025\/12\/Banko-paslaugu-teikimo-bendrosios-salygos_LT-Final.pdf\"><span>Bendrosios paslaug\u0173 teikimo s\u0105lygos<\/span><svg fill=\"none\" height=\"32\" viewBox=\"0 0 32 32\" width=\"32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"m10.5938 4.1875c-4.44692 2.06074-7.5938 6.6097-7.5938 11.8125 0 7.1455 5.85455 13 13 13 7.1455 0 13-5.8545 13-13 0-5.2028-3.1469-9.75176-7.5938-11.8125l-.8124 1.8125c3.7531 1.73926 6.4062 5.6028 6.4062 10 0 6.0545-4.9455 11-11 11-6.05455 0-11-4.9455-11-11 0-4.3972 2.65312-8.26074 6.4062-10zm4.4062 3.8125v10.0625l-3.2812-3.2813-1.4376 1.4376 5 5 .7188.6874.7188-.6874 5-5-1.4376-1.4376-3.2812 3.2813v-10.0625z\" fill=\"#0000fd\"\/><\/svg><\/a>\n                                    <a href=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2025\/12\/Finora-Bank-faktoringo-ikainiai.pdf\"><span>\u012ekainiai<\/span><svg fill=\"none\" height=\"32\" viewBox=\"0 0 32 32\" width=\"32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"m10.5938 4.1875c-4.44692 2.06074-7.5938 6.6097-7.5938 11.8125 0 7.1455 5.85455 13 13 13 7.1455 0 13-5.8545 13-13 0-5.2028-3.1469-9.75176-7.5938-11.8125l-.8124 1.8125c3.7531 1.73926 6.4062 5.6028 6.4062 10 0 6.0545-4.9455 11-11 11-6.05455 0-11-4.9455-11-11 0-4.3972 2.65312-8.26074 6.4062-10zm4.4062 3.8125v10.0625l-3.2812-3.2813-1.4376 1.4376 5 5 .7188.6874.7188-.6874 5-5-1.4376-1.4376-3.2812 3.2813v-10.0625z\" fill=\"#0000fd\"\/><\/svg><\/a>\n                                    <a href=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2025\/11\/Finora-Bank-Mokejimo-paslaugu-teikimo-salygos-1.pdf\"><span>Mok\u0117jimo paslaug\u0173 teikimo s\u0105lygos <\/span><svg fill=\"none\" height=\"32\" viewBox=\"0 0 32 32\" width=\"32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"m10.5938 4.1875c-4.44692 2.06074-7.5938 6.6097-7.5938 11.8125 0 7.1455 5.85455 13 13 13 7.1455 0 13-5.8545 13-13 0-5.2028-3.1469-9.75176-7.5938-11.8125l-.8124 1.8125c3.7531 1.73926 6.4062 5.6028 6.4062 10 0 6.0545-4.9455 11-11 11-6.05455 0-11-4.9455-11-11 0-4.3972 2.65312-8.26074 6.4062-10zm4.4062 3.8125v10.0625l-3.2812-3.2813-1.4376 1.4376 5 5 .7188.6874.7188-.6874 5-5-1.4376-1.4376-3.2812 3.2813v-10.0625z\" fill=\"#0000fd\"\/><\/svg><\/a>\n                                    <a href=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2025\/11\/Finora-Bank-Faktoringo-sutarties-bendroji-daliss.pdf\"><span>Faktoringo sutarties bendroji dalis <\/span><svg fill=\"none\" height=\"32\" viewBox=\"0 0 32 32\" width=\"32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"m10.5938 4.1875c-4.44692 2.06074-7.5938 6.6097-7.5938 11.8125 0 7.1455 5.85455 13 13 13 7.1455 0 13-5.8545 13-13 0-5.2028-3.1469-9.75176-7.5938-11.8125l-.8124 1.8125c3.7531 1.73926 6.4062 5.6028 6.4062 10 0 6.0545-4.9455 11-11 11-6.05455 0-11-4.9455-11-11 0-4.3972 2.65312-8.26074 6.4062-10zm4.4062 3.8125v10.0625l-3.2812-3.2813-1.4376 1.4376 5 5 .7188.6874.7188-.6874 5-5-1.4376-1.4376-3.2812 3.2813v-10.0625z\" fill=\"#0000fd\"\/><\/svg><\/a>\n                            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n<\/div>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n<div class=\"lazyblock-experts-p2n55 wp-block-lazyblock-experts\">\n\n\n<section class=\"experts\">\n\t<div class=\"l-container\">\n\t\t<h2 class=\"experts__title\">Turite klausim\u0173? <\/h2>\n\n\t\t<div class=\"experts__list\">\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"expert\">\n\t\t\t\t\t<div class=\"expert__thumbnail\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2025\/03\/Evelina-Genyte.png\" alt=\"\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"expert__content\">\n\t\t\t\t\t\t<h3>Evelina Genyt\u0117<\/h3>\n\t\t\t\t\t\t<div class=\"expert__job-title\">Finansavimo projekt\u0173 vadov\u0117<\/div>\n\t\t\t\t\t\t<div class=\"expert__phone\"><a href=\"tel:+370 6 026 0278\">+370 6 026 0278<\/a><\/div>\n\t\t\t\t\t\t<div class=\"expert__email\"><a href=\"mailto:evelina.genyte@finorabank.eu\">evelina.genyte@finorabank.eu<\/a><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"expert\">\n\t\t\t\t\t<div class=\"expert__thumbnail\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2024\/12\/Jurgita_Finora-Bank.png\" alt=\"\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"expert__content\">\n\t\t\t\t\t\t<h3>Jurgita Vercinkevi\u010dien\u0117<\/h3>\n\t\t\t\t\t\t<div class=\"expert__job-title\">Finansavimo projekt\u0173 vadov\u0117<\/div>\n\t\t\t\t\t\t<div class=\"expert__phone\"><a href=\"tel:+370 6 826 9449\">+370 6 826 9449<\/a><\/div>\n\t\t\t\t\t\t<div class=\"expert__email\"><a href=\"mailto:jurgita.vercinkeviciene@finorabank.eu\">jurgita.vercinkeviciene@finorabank.eu<\/a><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"expert\">\n\t\t\t\t\t<div class=\"expert__thumbnail\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2024\/08\/2.png\" alt=\"\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"expert__content\">\n\t\t\t\t\t\t<h3>Mantas Bukantis<\/h3>\n\t\t\t\t\t\t<div class=\"expert__job-title\">Finansavimo projekt\u0173 vadovas<\/div>\n\t\t\t\t\t\t<div class=\"expert__phone\"><a href=\"tel:+370 6 094 9208\">+370 6 094 9208<\/a><\/div>\n\t\t\t\t\t\t<div class=\"expert__email\"><a href=\"mailto:mantas.bukantis@finorabank.eu\">mantas.bukantis@finorabank.eu<\/a><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"expert\">\n\t\t\t\t\t<div class=\"expert__thumbnail\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2024\/08\/Tomas-Vaiginis_Finora-Bank.png\" alt=\"\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"expert__content\">\n\t\t\t\t\t\t<h3>Tomas Vaiginis<\/h3>\n\t\t\t\t\t\t<div class=\"expert__job-title\">Finansavimo projekt\u0173 vadovas<\/div>\n\t\t\t\t\t\t<div class=\"expert__phone\"><a href=\"tel:+370 6 599 5167\">+370 6 599 5167<\/a><\/div>\n\t\t\t\t\t\t<div class=\"expert__email\"><a href=\"mailto:tomas.vaiginis@finorabank.eu\">tomas.vaiginis@finorabank.eu<\/a><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":11155,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-11142","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/pages\/11142","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/comments?post=11142"}],"version-history":[{"count":23,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/pages\/11142\/revisions"}],"predecessor-version":[{"id":12192,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/pages\/11142\/revisions\/12192"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/media\/11155"}],"wp:attachment":[{"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/media?parent=11142"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}