{"id":4408,"date":"2023-07-16T09:22:22","date_gmt":"2023-07-16T07:22:22","guid":{"rendered":"https:\/\/finorabank.eu\/?page_id=4408"},"modified":"2026-03-30T10:30:40","modified_gmt":"2026-03-30T08:30:40","slug":"palukanu-kompensavimas","status":"publish","type":"page","link":"https:\/\/finorabank.eu\/lt\/palukanu-kompensavimas\/","title":{"rendered":"Invega pal\u016bkan\u0173 kompensavimas"},"content":{"rendered":"<div class=\"lazyblock-hero-sk5Ej wp-block-lazyblock-hero\">\n<section class=\"hero\">\n\t<div class=\"l-container\">\n\t\t<div class=\"hero__content\">\n\t\t\t<h1>Pal\u016bkan\u0173 kompensavimas verslui<\/h1>\t\t\t\t\t\t\t<div class=\"hero__content-txt\"><ul>\n<li class=\"square_burgundy-list__item\">Pasinaudokite <a href=\"https:\/\/finorabank.eu\/lt\/2462\/\"><strong>Invega<\/strong><\/a>\u00a0parama ir susigr\u0105\u017einkite dal\u012f sumok\u0117t\u0173 verslo paskolos pal\u016bkan\u0173<\/li>\n<li>Kompensuojama iki 50 % nuo sumok\u0117t\u0173 pal\u016bkan\u0173<\/li>\n<li class=\"square_burgundy-list__item\">Kompensuojama ne daugiau kaip 7 proc. metini\u0173 pal\u016bkan\u0173<\/li>\n<li>Kreiptis d\u0117l kompensacijos reikia per 1 metus<\/li>\n<\/ul><\/div>\n\t\t\t\t\t\t\t\t\t\t<a href=\"#form\" class=\"btn hero__cta smooth-scroll\"><span>Kreipkit\u0117s d\u0117l paskolos<\/span><\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"hero__image\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2023\/07\/Invega-palukanu-kompesavimas-finora-bank.jpg\" alt=\"\">\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section><\/div>\n\n\n<div class=\"sticky\">\n\n\t<div class=\"sticky__menu\">\n\t\t<ul>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#general\"><span>01.<\/span>Bendra informacija<\/a><\/li>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#process\"><span>02.<\/span>Procesas<\/a><\/li>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#price\"><span>03.<\/span>Kainora\u0161tis ir s\u0105lygos<\/a><\/li>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#faq\"><span>04.<\/span>DUK<\/a><\/li>\n\t\t\t\t\t\t\t<li><a class=\"smooth-scroll\" href=\"#form\"><span>05.<\/span>Kreipkit\u0117s d\u0117l paskolos<\/a><\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\t<div class=\"sticky__content\">\n\t\t\n\t\t\n<div class=\"lazyblock-service-general-info-16m9Bl wp-block-lazyblock-service-general-info\" id=\"general\">\n<section class=\"service-block\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/icon-1.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">Kokios \u012fmon\u0117s gali pasinaudoti pal\u016bkan\u0173 kompensacija?<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\t\t\t\n\n<ul class=\"wp-block-list\">\n<li>Smulkios ir vidutin\u0117s \u012fmon\u0117s (SVV):<br>&#8211; \u012emon\u0117je dirba iki 250 asmen\u0173 bei<br>&#8211; Metin\u0117 \u012fmon\u0117s apyvarta n\u0117ra didesn\u0117 nei 50 mln. eur\u0173 ir \/ arba viso turto vert\u0117, nurodyta \u012fmon\u0117s balanse, nevir\u0161ija 43 mln. eur\u0173.<\/li>\n\n\n\n<li>\u012emon\u0117s, vykdan\u010dios veikl\u0105 Lietuvoje<\/li>\n\n\n\n<li>Kai paskolos sutartis&nbsp;parai\u0161kos vertinimo metu&nbsp;yra galiojanti (n\u0117ra pasibaigusi ar nutraukta).<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Iki 2023 m. vasario 28 d. (imtinai)<\/strong>&nbsp;parai\u0161kas teikti gali SVV,&nbsp;<strong>kuri\u0173 paskolos paimtos nuo 2020 m. sausio 1 d., kai paskolos sutartis yra pasira\u0161yta ne anks\u010diau kaip 2020 m. sausio 1 d.<\/strong>&nbsp;Arba, jei pagal anks\u010diau nei 2020 m. sausio 1 d. pasira\u0161ytas paskolos sutartis suteikiamas naujas finansavimas naujai investicijai (turimos paskolos trukm\u0117s ar dyd\u017eio keitimas n\u0117ra laikomas naujo finansavimo suteikimu), paskolos sutarties pakeitimas d\u0117l naujo finansavimo suteikimo pasira\u0161ytas po 2020 m. sausio 1 d.<\/p>\n\n\n\n<p><strong>Nuo 2023 m. kovo 1 d.<\/strong>&nbsp;parai\u0161kas teikti gali SVV,&nbsp;<strong>u\u017e paskolos, pagal kurias pal\u016bkan\u0173 kompensavimo su parai\u0161ka kreipiamasi ne v\u0117liau kaip per 1 metus nuo paskolos sutarties pasira\u0161ymo dienos, kai nuo paskolos sutarties pasira\u0161ymo dienos iki parai\u0161kos pateikimo dienos yra pra\u0117j\u0119 ne daugiau kaip 1 metai.<\/strong>&nbsp;Arba, jei pagal paskolos sutart\u012f, nuo kurios pasira\u0161ymo dienos iki parai\u0161kos pateikimo dienos yra pra\u0117j\u0119 daugiau kaip 1 metai, yra suteikiamas naujas finansavimas naujai investicijai (turimos paskolos trukm\u0117s ar dyd\u017eio keitimas n\u0117ra laikomas naujo finansavimo suteikimu), nuo paskolos sutarties pakeitimo d\u0117l naujo finansavimo suteikimo pasira\u0161ymo dienos iki parai\u0161kos pateikimo dienos yra pra\u0117j\u0119 ne daugiau kaip 1 metai.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Paskolos, kuri\u0173 pal\u016bkanas galite kompensuoti<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Investicin\u0117 paskola<\/h3>\n\n\n\n<p><a href=\"https:\/\/finorabank.eu\/lt\/paskola-verslui\/\">Investicin\u0117 paskola<\/a> skirta investicini\u0173 projekt\u0173 finansavimui bei verslo pl\u0117trai:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u012frangos \u012fsigijimas ar atnaujinimas<\/li>\n\n\n\n<li>nekilnojamo turto pirkimas<\/li>\n\n\n\n<li>remontas ar rekonstrukcija<\/li>\n\n\n\n<li>kito ilgalaikio turto \u012fsigijimas<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Lizingas<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/finorabank.eu\/lt\/lizingas\/\">Lizingas <\/a>skirtas J\u016bs\u0173 verslo poreikiams \u012fsigytai \u012frangai ar spec. transportui.<\/li>\n\n\n\n<li>Atkreipkite d\u0117mes\u012f, kad kompensacija n\u0117ra taikoma kai paskolos l\u0117\u0161os yra skirtos ne M1 klas\u0117s automobiliams \u012fsigyti. I\u0161skyrus \u012fmones kuri\u0173 veikla yra automobili\u0173 nuoma, keleivi\u0173 ve\u017eimas (taksi ir pav\u0117\u017e\u0117jai tinka), vairavimo mokyklos teikiamos paslaugos ar pan.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n<div class=\"lazyblock-service-process-Im2b5 wp-block-lazyblock-service-process\" id=\"process\">\n\n\n<section class=\"service-block\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/process.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">Procesas<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\t\t\t\t\t\t\t<div class=\"service-block__process-step\">\n\t\t\t\t\t<h3>\u017dINGSNIS 1<\/h3>\n\t\t\t\t\t<div class=\"service-block__process-subtitle\">U\u017epildykite Parai\u0161k\u0105 Invega Puslapyje<\/div>\n\t\t\t\t\t<div>Eiti \u012f <a href=\"https:\/\/paraiskos.invega.lt\/#\/plogin\/login\">Invega <\/a>sistem\u0105<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"service-block__process-step\">\n\t\t\t\t\t<h3>\u017dINGSNIS 2<\/h3>\n\t\t\t\t\t<div class=\"service-block__process-subtitle\">Sprendimas<\/div>\n\t\t\t\t\t<div>Sprendimas priimamas per 30 darbo dien\u0173 nuo tinkamai pateikt\u0173 dokument\u0173.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"service-block__process-step\">\n\t\t\t\t\t<h3>\u017dINGSNIS 3<\/h3>\n\t\t\t\t\t<div class=\"service-block__process-subtitle\">I\u0161mok\u0117jimo tvarka<\/div>\n\t\t\t\t\t<div>Pal\u016bkan\u0173 kompensacija bus i\u0161mokama kas m\u0117nes\u012f &#8211; iki kito m\u0117nesio 25 dienos.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"service-block__process-step\">\n\t\t\t\t\t<h3>\u017dINGSNIS 4<\/h3>\n\t\t\t\t\t<div class=\"service-block__process-subtitle\">Sutarties pasira\u0161ymas<\/div>\n\t\t\t\t\t<div>Pasira\u0161ius sutart\u012f su INVEGA, papildom\u0173 dokument\u0173 teikti nebereik\u0117s. Pal\u016bkan\u0173 kompensacija bus apskai\u010diuota pagal informacij\u0105 gaut\u0105 i\u0161 Finora Bank<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n<div class=\"lazyblock-service-price-24M8fn wp-block-lazyblock-service-price\" id=\"price\">\n\n\n<section class=\"service-block\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/price.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">S\u0105lygos<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\t\t\t<div class=\"service-block__price-table\">\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">Kas gali kreiptis<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">Smulkiojo ir vidutinio verslo (SVV) subjektai<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">Pal\u016bkan\u0173 kompensavimas:<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">Iki 50 proc. sumok\u0117t\u0173 pal\u016bkan\u0173 kompensavimas u\u017e paskolas<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"service-block__priceitem\">\n\t\t\t\t\t\t<div class=\"service-block__fee\">De minimis<\/div>\n\t\t\t\t\t\t<div class=\"service-block__price\">Kompensacija gali b\u016bti taikoma 200 000 \u20ac &#8222;de minimis&#8221; pagalbos ribose<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"service-block__price-disclaimer\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n<div class=\"lazyblock-service-faq-Z2poGmO wp-block-lazyblock-service-faq\" id=\"faq\">\n\n\n<section class=\"service-block\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/img\/faq.svg\"><\/div>\n\t\t\t<h2 class=\"service-block__title\">Da\u017enai u\u017eduodami klausimai<\/h2>\n\t\t<\/div>\n\t\t<div class=\"service-block__content\">\n\t\t\t<div class=\"service-block__faq accordion-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kokios yra s\u0105lygos parei\u0161k\u0117jams<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tParei\u0161k\u0117jas parai\u0161kos pateikimo metu yra paskolos gav\u0117jas, kuris atitinka SVV subjekto statuso reikalavimus \u2013 labai ma\u017ea, ma\u017ea ar vidutin\u0117 \u012fmon\u0117 arba verslininkas \u2013 fizinis asmuo, kuris ver\u010diasi ekonomine veikla.<br>Parei\u0161k\u0117jui n\u0117ra i\u0161kelta bankroto ir (ar) restrukt\u016brizavimo byla, o jei parei\u0161k\u0117jas verslininkas, \u2013 jam n\u0117ra i\u0161kelta fizinio asmens bankroto byla.<br>Bendra parei\u0161k\u0117jui kaip vienai \u012fmonei suteiktos\u00a0<em>de minimis<\/em>\u00a0pagalbos suma per bet kur\u012f 3-j\u0173 finansini\u0173 met\u0173 laikotarp\u012f nevir\u0161ija Reglamento (ES) Nr. 1407\/2013 nustatyt\u0173 rib\u0173.<br>D\u0117l parei\u0161k\u0117jo, jo savinink\u0173, turin\u010di\u0173 ne ma\u017eiau kaip 25 proc. akcij\u0173 ir (ar) kitoki\u0173 dalyvavim\u0105 \u012fmon\u0117s kapitale \u017eymin\u010di\u0173 kapitalo dali\u0173 ir (ar) bals\u0173, ir (ar) vadov\u0173 per pastaruosius 5 metus nebuvo priimtas ir \u012fsiteis\u0117j\u0119s apkaltinamasis teismo nuosprendis d\u0117l ekonominio finansinio pob\u016bd\u017eio nusikalstam\u0173 veikl\u0173 ir \u0161is asmuo neturi nei\u0161nykusio ar nepanaikinto teistumo.<br>Parei\u0161k\u0117jui kompensuojant pal\u016bkanas jos nebus finansuotos ar finansuojamos i\u0161 kit\u0173 Lietuvos Respublikos valstyb\u0117s biud\u017eeto ir (arba) savivaldybi\u0173 biud\u017eet\u0173, kit\u0173 pinigini\u0173 i\u0161tekli\u0173, kuriais disponuoja valstyb\u0117 ir (ar) savivaldyb\u0117s, Europos S\u0105jungos strukt\u016brini\u0173 fond\u0173, kit\u0173 Europos S\u0105jungos finansin\u0117s paramos priemoni\u0173 ar kitos tarptautin\u0117s paramos l\u0117\u0161\u0173 ir kurioms apmok\u0117ti skyrus valstyb\u0117s biud\u017eeto l\u0117\u0161\u0173 jos b\u016bt\u0173 apmok\u0117tos daugiau nei vien\u0105 kart\u0105.<br>Parei\u0161k\u0117jui ir jo naudos gav\u0117jui, arba fiziniams ir juridiniams asmenims, kuri\u0173 naudai bus naudojama paskola, n\u0117ra taikomos sankcijos (bet kokios prekybin\u0117s, ekonomin\u0117s ar finansin\u0117s sankcijos, embargai ar kitos ribojan\u010dios priemon\u0117s).\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kokios paskolos sutartys tinkamos?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\t<strong>Paskola \u2013 investicin\u0117 paskola ar finansin\u0117 nuoma (lizingas)<\/strong>, \u012fskaitant refinansavim\u0105, kai investicijos nuosavomis l\u0117\u0161omis atliktos ne anks\u010diau kaip 6 m\u0117n. iki paskolos sutarties pasira\u0161ymo. S\u0105skaitos kreditas (angl. \u201eoverdraft\u201c), faktoringas, akredityvas ar banko garantija pagal priemon\u0119 paskola nelaikoma.<br><strong>Finansin\u0117 nuoma (lizingas)<\/strong>\u00a0\u2013 paslauga, kai finansin\u0117s nuomos (lizingo) bendrov\u0117s nuosavyb\u0117s teise \u012fsigytas finansin\u0117s nuomos (lizingo) gav\u0117jo savaranki\u0161kai pasirinktas i\u0161simok\u0117tinai finansuojamas turtas, remiantis finansin\u0117s nuomos (lizingo) sutartimi, perduodamas naudotis ir valdyti finansin\u0117s nuomos (lizingo) gav\u0117jui ir kuris, finansin\u0117s nuomos (lizingo) gav\u0117jui galutinai atsiskai\u010dius su finansin\u0117s nuomos (lizingo) bendrove, tampa finansin\u0117s nuomos (lizingo) gav\u0117jo nuosavybe.<br><strong>Investicin\u0117 paskola<\/strong>\u00a0\u2013 paskola, kurios ne ma\u017eiau kaip 51 proc. sumos numatyta skirti paskolos gav\u0117jo investicijoms \u012f jo ilgalaik\u012f material\u0173j\u012f ir nematerial\u0173j\u012f turt\u0105, kuris naudojamas paskolos gav\u0117jo veikloje, tinkam\u0105 finansuoti pagal priemon\u0117s \u201ePal\u016bkan\u0173 kompensavimas smulkiojo ir vidutinio verslo subjektams\u201c s\u0105lyg\u0173 apra\u0161o 11 punkt\u0105, o likusi\u0105 dal\u012f \u2013 apyvartin\u0117ms l\u0117\u0161oms papildyti.<br>Paskola suteikta pagal paskolos sutart\u012f, sudaryt\u0105 su Finora Bank, turin\u010diu galiojan\u010di\u0105 sutart\u012f su INVEGA d\u0117l bendradarbiavimo, \u012fgyvendinant pal\u016bkan\u0173 kompensavimo priemones. <br><strong>Pateikiant parai\u0161k\u0105 iki 2023 m. vasario 28 d. (imtinai)<\/strong>\u00a0paskolos sutartis, pasira\u0161yta ne anks\u010diau kaip 2020 m. sausio 1 dien\u0105 ir parai\u0161kos pateikimo metu yra galiojanti. Arba, jei pagal anks\u010diau nei 2020 m. sausio 1 d. pasira\u0161ytas paskolos sutartis suteikiamas naujas finansavimas naujai investicijai (turimos paskolos trukm\u0117s ar dyd\u017eio keitimas n\u0117ra laikomas naujo finansavimo suteikimu), paskolos sutarties pakeitimas d\u0117l naujo finansavimo suteikimo pasira\u0161ytas po 2020 m. sausio 1 d.<br><strong>Pateikiant parai\u0161k\u0105 nuo 2023 m. kovo 1 d.<\/strong>\u00a0paskolos sutartis, pagal kuri\u0105 pal\u016bkan\u0173 kompensavimo su parai\u0161ka kreipiamasi ne v\u0117liau kaip per 1 metus nuo paskolos sutarties pasira\u0161ymo dienos,\u00a0<strong>kai nuo paskolos sutarties pasira\u0161ymo dienos iki parai\u0161kos pateikimo dienos yra pra\u0117j\u0119 ne daugiau kaip 1 metai<\/strong>\u00a0ir paskolos sutartis parai\u0161kos vertinimo metu yra galiojanti. Arba, jei pagal paskolos sutart\u012f, nuo kurios pasira\u0161ymo dienos iki parai\u0161kos pateikimo dienos yra pra\u0117j\u0119 daugiau kaip 1 metai, yra suteikiamas naujas finansavimas naujai investicijai (turimos paskolos trukm\u0117s ar dyd\u017eio keitimas n\u0117ra laikomas naujo finansavimo suteikimu), nuo paskolos sutarties pakeitimo d\u0117l naujo finansavimo suteikimo pasira\u0161ymo dienos iki parai\u0161kos pateikimo dienos yra pra\u0117j\u0119 ne daugiau kaip 1 metai.<br>Jei pagal paskolos sutart\u012f dalis paskolos l\u0117\u0161\u0173 yra skirtos pagal apra\u0161\u0105 netinkamoms i\u0161laidoms finansuoti, pal\u016bkanos kompensuojamos tik u\u017e paskolos dal\u012f, skirt\u0105 apra\u0161e numatytoms tinkamoms i\u0161laidoms finansuoti. Tokiu atveju paskolos sutartyje paskolos dalys turi b\u016bti i\u0161skirtos taip, kad b\u016bt\u0173 galima identifikuoti tinkamos paskolos l\u0117\u0161\u0173 dalies paskirt\u012f paskolos i\u0161mok\u0117jimo metu, \u0161ios dalies gr\u0105\u017einimo grafik\u0105 ir jai taikomus pal\u016bkan\u0173 dyd\u017eius.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kokiais atvejais pal\u016bkanos nekompensuojamos?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tKai paskola\u00a0<a href=\"https:\/\/osp.stat.gov.lt\/static\/evrk2.htm\">skirta<\/a>\u00a0\u0161ioms SVV subjekto veikloms vykdyti:<br>Nekilnojamojo turto operacijos (68.1\u201368.3 grup\u0119);<br>Krovininis keli\u0173 transportas (49.41 klas\u0119), Krovinini\u0173 automobili\u0173 nuoma (77.12.10 poklas\u012f),\u00a0kai paskolos skirtos krovini\u0173 ve\u017eimo transporto priemon\u0117ms \u012fsigyti;<br>Augalininkyst\u0117 ir gyvulininkyst\u0117, med\u017eiokl\u0117 ir susijusi\u0173 paslaug\u0173 veikla (01 skyri\u0173 (i\u0161skyrus 01.6);<br>Mi\u0161kininkyst\u0117 ir medienos ruo\u0161a (02.1 grup\u0119, 02.3 grup\u0119, 02.30.10 poklas\u012f, 02.30.20 poklas\u012f);<br>\u017dvejyba ir akvakult\u016bra (03 skyri\u0173);<br>Ginkl\u0173 ir \u0161audmen\u0173 specializuota ma\u017emenin\u0117 prekyba (47.78.30 poklas\u012f);<br>Azartini\u0173 \u017eaidim\u0173 ir la\u017eyb\u0173 organizavimo veikla (92 skyri\u0173);<br>Finansin\u0117 ir draudimo veikla (64\u201366 skyrius);<br>Spirito distiliavimas, rektifikavimas ir mai\u0161ymas (11.01 klas\u0119);<br>Alkoholini\u0173 g\u0117rim\u0173 didmenin\u0117 prekyba (46.34.10 poklas\u012f);<br>Tabako gamini\u0173 gamyba ir (ar) didmenin\u0117 j\u0173 prekyba (12 skyri\u0173 ir 46.35 klas\u0119);<br>Elektros energijos gamyba, pardavimas ir paskirstymas (35.1 grup\u0119).<br>Kai paskola skirta nekilnojamam turtui pirkti ir (ar) statyti ir (ar) investicijoms \u012f pastato (statinio) esmin\u012f pagerinim\u0105, siekiant \u0161\u012f turt\u0105 parduoti ar kitu b\u016bdu perleisti kitiems asmenims, \u012fskaitant turto nuom\u0105 ir panaud\u0105, o ne naudoti savo veikloje. Nekilnojamojo turto naudojimu savo veikloje laikoma, kai ne ma\u017eiau kaip 60 proc. turto ketinama panaudoti paskolos gav\u0117jo ekonominei veiklai vykdyti. Taip pat gyvenamosios paskirties nekilnojamo turto pirkimui arba statybai ir (ar) investicijoms \u012f gyvenamosios paskirties pastato (statinio) esmin\u012f pagerinim\u0105 kai parei\u0161k\u0117jas yra verslininkas arba yra juridinis asmuo ir jo vykdoma veikla n\u0117ra galima gyvenamosios paskirties patalpose.<br>Kai paskolos l\u0117\u0161os yra skirtos ne komercin\u0117s paskirties automobiliams \u012fsigyti (M1 klas\u0117s). \u0160is draudimas netaikomas parei\u0161k\u0117jams, kuri\u0173 pagrindin\u0117 ir fakti\u0161kai vykdoma veikla yra automobili\u0173 nuoma, taip pat vairavimo mokyklos teikiamos paslaugos, keleivi\u0173 ve\u017eimas, \u012fskaitant taksi ir pav\u0117\u017e\u0117jimas, arba kai \u012fsigyjamos\u00a0<a href=\"https:\/\/e-seimas.lrs.lt\/portal\/legalAct\/lt\/TAD\/TAIS.332547\/asr\">specialiosios paskirties transporto priemon\u0117s<\/a>. Laikoma, kad automobili\u0173 nuomos veikla fakti\u0161kai yra vykdoma tada, kai tokios paslaugos yra vie\u0161ai si\u016blomos rinkai.<br>Kai paskolos l\u0117\u0161os yra skirtos \u012fsigyti nenaujam komercin\u0117s paskirties (N1 klas\u0117s) automobiliui (nuva\u017eiavusiam 6000 km arba eksploatuotam ilgiau nei 6 m\u0117n.), i\u0161skyrus\u00a0<a href=\"https:\/\/e-seimas.lrs.lt\/portal\/legalAct\/lt\/TAD\/TAIS.332547\/asr\">specialiosios paskirties transporto priemones<\/a>.<br>Kai paskolos l\u0117\u0161omis \u012fsigyjamas naujas komercin\u0117s paskirties (N1 klas\u0117s) automobilis, kurio vert\u0117 pagal pirkimo\u2013pardavimo sutart\u012f vir\u0161ija 40 000 Eur su PVM arba vir\u0161ija 60 000 Eur \u012fskaitant PVM, kai \u012fsigyjami elektromobiliai, i\u0161skyrus\u00a0<a href=\"https:\/\/e-seimas.lrs.lt\/portal\/legalAct\/lt\/TAD\/TAIS.332547\/asr\">specialiosios paskirties transporto priemones<\/a>.<br>Kai paskolos l\u0117\u0161os skirtos finansiniam turtui finansuoti, dividendams ar tantjemoms i\u0161mok\u0117ti.<br>Kai paskolos l\u0117\u0161os skirtos paskolai tre\u010diajam asmeniui suteikti, tre\u010di\u0173j\u0173 asmen\u0173 ir paskolos gav\u0117jo skolini\u0173 \u012fsipareigojim\u0173 (paskol\u0173, s\u0105skait\u0173 kredit\u0173 (angl. \u201eoverdrafts\u201c), faktoring\u0173, akredityv\u0173, banko garantij\u0173) refinansavimui (padengimui), i\u0161skyrus atvejus, kai paskolos l\u0117\u0161omis refinansuotos paskolos gav\u0117jo investicijos, atliktos ne anks\u010diau kaip 6 m\u0117n. iki paskolos sutarties pasira\u0161ymo. Laikoma, kad investicij\u0173 atlikimo momentas yra galutinio atsiskaitymo u\u017e investicijas diena.<br>Pagal paskolos sutart\u012f paskolos l\u0117\u0161os yra skirtos apyvartin\u0117ms l\u0117\u0161oms papildyti, i\u0161skyrus atvejus, kai apyvartin\u0117s l\u0117\u0161os yra dalis paskolos, kaip nustatyta apra\u0161o 3.6 papunktyje.<br>Pagal paskolos sutart\u012f paskolos l\u0117\u0161os yra naudojamos finansuoti investicijas, atliekamas ne Lietuvos Respublikos teritorijoje.<br>Pagal paskolos sutart\u012f paskolos l\u0117\u0161os yra skirtos elektros energij\u0105 gaminan\u010di\u0173 elektrini\u0173 ir (ar) elektros energijos gamybos \u012frengini\u0173 statybai ir (ar) \u012frengimui ir (ar) modernizavimui, siekiant parduoti ar kitu b\u016bdu perleisti kitiems asmenims, \u012fskaitant turto nuom\u0105 ir panaud\u0105, o ne naudoti paskolos gav\u0117jo veikloje.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kokie yra terminai<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tParai\u0161ka vertinama ne ilgiau kaip 30 darbo dien\u0173 po tinkamai pateikt\u0173 dokument\u0173.<br>Po teigiamo sprendimo pri\u0117mimo pal\u016bkan\u0173 kompensacija i\u0161mokama kas m\u0117nes\u012f, t. y.\u00a0<strong>iki kito m\u0117nesio<\/strong>, einan\u010dio po ataskaitinio m\u0117nesio,\u00a0<strong>25 dienos<\/strong>.<br>Pal\u016bkanos\u00a0<strong>u\u017e gruod\u017eio m\u0117nes\u012f<\/strong>\u00a0kompensuojamos\u00a0<strong>iki kit\u0173 met\u0173 vasario 25 dienos<\/strong>.<br>Kompensavimo prad\u017eia &#8211;\u00a0<strong>kito m\u0117nesio 1 d.<\/strong>\u00a0po INVEGOS teigiamo sprendimo pri\u0117mimo.<br><em>Pavyzd\u017eiui, jei teigiamas sprendimas priimtas liepos m\u0117nes\u012f, tai kompensacijos prad\u017eia \u2013 2021-08-01, jei teigiamas sprendimas priimtas rugpj\u016b\u010dio m\u0117n., tai kompensacijos prad\u017eia \u2013 2021-09-01 ir t.t.<\/em>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Kaip pasinaudoti priemone?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tNorint pasinaudoti priemone, reikia pateikti parai\u0161k\u0105 INVEGAI per elektronin\u0119 parai\u0161k\u0173 teikimo\u00a0<a href=\"https:\/\/paraiskos.invega.lt\/#\/plogin\/login\">sistem\u0105<\/a>. Kaip pateikti parai\u0161k\u0105, galite susipa\u017einti\u00a0<a href=\"https:\/\/invega.lt\/lt\/doclib\/sdcuzl0ksbz5j4b1545wgs1u2hezy9ae\">instrukcijoje<\/a>.<br>Pasira\u0161ius dotacijos sutart\u012f, paskolos gav\u0117jui nereikia teikti joki\u0173 papildom\u0173 dokument\u0173 INVEGAI. Kompensacijos apskai\u010diuojamos ir i\u0161mokamos pagal informacij\u0105, gaunam\u0105 i\u0161 finans\u0173 tarpininko.<br>Informacij\u0105 apie priimt\u0105 sprendim\u0105 galite rasti prisijung\u0119 prie\u00a0<a rel=\"noreferrer noopener\" href=\"https:\/\/paraiskos.invega.lt\/#\/plogin\/login\" target=\"_blank\">elektronin\u0117s parai\u0161k\u0173 teikimo sistemos<\/a>\u00a0<strong>skiltyje \u201eSutartis\/Sprendimai\u201c<\/strong>.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Koks maksimalus laikotarpis, u\u017e kur\u012f gali b\u016bti kompensuojamos pal\u016bkanos<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\t36 m\u0117n. Pal\u016bkan\u0173 kompensavimo laikotarpis negali b\u016bti ilgesnis kaip 36 m\u0117n.,\u00a0<strong>skai\u010diuojant nuo kito m\u0117nesio, einan\u010dio po parai\u0161kos pateikimo<\/strong>\u00a0INVEGAI m\u0117nesio pirmos dienos, ir ne ilgesnis nei paskolos sutartyje nurodyto paskolos gra\u017einimo termino pabaiga.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Ar yra taikomas de minimis<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\tKompensacija gali b\u016bti teikiama\u00a0<em>de minimis<\/em>\u00a0pagalbos ribose. Bendra\u00a0<a href=\"https:\/\/invega.lt\/duk\/11\/svv-ir-vienos-imones-deklaracijos-2#!faq290\">vienai \u012fmonei<\/a>\u00a0suteiktos de minimis pagalbos suma per bet kur\u012f 3 finansini\u0173 met\u0173 laikotarp\u012f, neturi vir\u0161yti 200 000 Eur (arba 100 000 Eur, vykdant krovini\u0173 ve\u017eimo keliais veikl\u0105).\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ac\">\n\t\t\t\t\t\t<h3 class=\"ac-header ac-trigger\">\n\t\t\t\t\t\t\t<span>Ar gali INVEGA priemon\u0117ms parai\u0161kas teikti ne vadovas, o \u012fgaliotas asmuo?<\/span><span class=\"chevron\"><svg enable-background=\"new 0 0 30 30\" viewBox=\"0 0 30 30\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g stroke=\"#0101fd\"><circle cx=\"15\" cy=\"15\" fill=\"none\" r=\"14.5\"\/><path d=\"m20.4 13.9-5 5c-.1.1-.3.1-.4.1s-.3-.1-.4-.2l-5-5c-.2-.2-.2-.6 0-.8s.6-.2.8 0l4.6 4.6 4.6-4.6c.2-.2.6-.2.8 0 .2.3.2.7 0 .9z\" fill=\"#0101fd\" stroke-width=\".1\"\/><\/g><\/svg><\/span>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<div class=\"ac-panel\">\n\t\t\t\t\t\t\t<div class=\"ac-content\">\n\t\t\t\t\t\t\t\t\u012emon\u0117s vadovas pateikti parai\u0161k\u0105 INVEGAI gali \u012fgalioti bet kok\u012f kit\u0105 asmen\u012f, kuris turi mobil\u0173j\u012f para\u0161\u0105. \u012egaliotasis asmuo prisijung\u0119s prie sistemos ir pildydamas parai\u0161k\u0105 tur\u0117t\u0173 prikabinti skenuot\u0105 \u012fgaliojim\u0105 pried\u0173 skiltyje.\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n<div class=\"lazyblock-service-form-Z1VDFuB wp-block-lazyblock-service-form\" id=\"form\">\n<section class=\"service-block service-block--form\">\n\t<div class=\"service-block__container\">\n\t\t<div class=\"service-block__title-row\">\n\t\t\t<div class=\"service-block__icon\"><img decoding=\"async\" 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kodas\",\"required\":true},{\"type\":\"address-select\",\"name\":\"address-select\",\"label\":\"\\u0160alis\",\"required\":true,\"options\":{\"label2\":\"Apskritis\",\"label3\":\"Miestas\"}},{\"type\":\"text\",\"name\":\"address\",\"label\":\"Adresas\",\"required\":true},{\"type\":\"text\",\"name\":\"postalcode\",\"label\":\"Pa\\u0161to kodas\",\"required\":true},{\"type\":\"phone\",\"name\":\"phone\",\"label\":\"Telefonas\",\"required\":true,\"options\":{\"defaultCountryCode\":\"LT\"}},{\"type\":\"email\",\"name\":\"email\",\"label\":\"El. pa\\u0161tas\",\"required\":true},{\"type\":\"number\",\"name\":\"loan-sum\",\"label\":\"Paskolos suma\",\"required\":true,\"min\":2000,\"max\":100000,\"minMaxField\":\"amount\"},{\"type\":\"text\",\"name\":\"loan-extra\",\"label\":\"Paskolos paskirtis ir papildoma informacija\",\"required\":true},{\"type\":\"how-found-us\",\"name\":\"how\",\"label\":\"Kaip su\\u017einojote apie mus?\",\"required\":true,\"options\":{\"label2\":\"Patikslinkite\"}}]}],\"footerFields\":[{\"type\":\"checkbox\",\"name\":\"privacy\",\"label\":\"Esu susipa\\u017ein\\u0119s <a href=\\\"https:\\\/\\\/finorabank.eu\\\/lt\\\/privatumo-politika\\\/\\\" target=\\\"_blank\\\"> su svetain\\u0117s privatumo politikos principais<\\\/a>\",\"required\":true},{\"type\":\"checkbox\",\"name\":\"newsletter\",\"label\":\"Sutinku gauti naujienlai\\u0161kius, rekomendacijas ir naudojimo patarimus bei pasi\\u016blymus i\\u0161 UAB \\u201eFinora Bank\\u201c.\",\"required\":false}],\"submit\":\"Gaukite pasi\\u016blym\\u0105\"}\t\t\t\t}\n\t\t\t<\/script>\n\t\t\t<div id=\"app\"><\/div>\n\t\t\t<script type=\"module\" crossorigin src=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/apply-form\/dist\/assets\/index.js?v=16\"><\/script>\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/finorabank.eu\/wp-content\/themes\/finora\/apply-form\/dist\/assets\/index.css?v=16\">\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n<\/div>\n\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"lazyblock-experts-p2n55 wp-block-lazyblock-experts\">\n\n\n<section class=\"experts\">\n\t<div class=\"l-container\">\n\t\t<h2 class=\"experts__title\">D\u0117l asmeninio aptarnavimo susisiekite su m\u016bs\u0173 darbuotojais<\/h2>\n\n\t\t<div class=\"experts__list\">\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"expert\">\n\t\t\t\t\t<div class=\"expert__thumbnail\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2024\/12\/Jurgita_Finora-Bank.png\" alt=\"\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"expert__content\">\n\t\t\t\t\t\t<h3>Jurgita Vercinkevi\u010dien\u0117<\/h3>\n\t\t\t\t\t\t<div class=\"expert__job-title\">Finansavimo projekt\u0173 vadov\u0117<\/div>\n\t\t\t\t\t\t<div class=\"expert__phone\"><a href=\"tel:+370 6 826 9449\">+370 6 826 9449<\/a><\/div>\n\t\t\t\t\t\t<div class=\"expert__email\"><a href=\"mailto:jurgita.vercinkeviciene@finorabank.eu\">jurgita.vercinkeviciene@finorabank.eu<\/a><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"expert\">\n\t\t\t\t\t<div class=\"expert__thumbnail\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2024\/08\/2.png\" alt=\"\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"expert__content\">\n\t\t\t\t\t\t<h3>Mantas Bukantis<\/h3>\n\t\t\t\t\t\t<div class=\"expert__job-title\">Finansavimo projekt\u0173 vadovas<\/div>\n\t\t\t\t\t\t<div class=\"expert__phone\"><a href=\"tel:+370 6 094 9208\">+370 6 094 9208<\/a><\/div>\n\t\t\t\t\t\t<div class=\"expert__email\"><a href=\"mailto:mantas.bukantis@finorabank.eu\">mantas.bukantis@finorabank.eu<\/a><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"expert\">\n\t\t\t\t\t<div class=\"expert__thumbnail\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/finorabank.eu\/wp-content\/uploads\/2024\/08\/Tomas-Vaiginis_Finora-Bank.png\" alt=\"\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"expert__content\">\n\t\t\t\t\t\t<h3>Tomas Vaiginis<\/h3>\n\t\t\t\t\t\t<div class=\"expert__job-title\">Finansavimo projekt\u0173 vadovas<\/div>\n\t\t\t\t\t\t<div class=\"expert__phone\"><a href=\"tel:+370 6 599 5167\">+370 6 599 5167<\/a><\/div>\n\t\t\t\t\t\t<div class=\"expert__email\"><a href=\"mailto:tomas.vaiginis@finorabank.eu\">tomas.vaiginis@finorabank.eu<\/a><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4408","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/pages\/4408","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/comments?post=4408"}],"version-history":[{"count":29,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/pages\/4408\/revisions"}],"predecessor-version":[{"id":12193,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/pages\/4408\/revisions\/12193"}],"wp:attachment":[{"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/media?parent=4408"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}