{"id":12734,"date":"2026-05-07T15:28:00","date_gmt":"2026-05-07T13:28:00","guid":{"rendered":"https:\/\/finorabank.eu\/?p=12734"},"modified":"2026-06-12T15:33:44","modified_gmt":"2026-06-12T13:33:44","slug":"kokia-klaida-daro-investuotojai-vz-tinklalaide","status":"publish","type":"post","link":"https:\/\/finorabank.eu\/lt\/news\/kokia-klaida-daro-investuotojai-vz-tinklalaide\/","title":{"rendered":"Didesn\u0117 gr\u0105\u017ea ne visada rei\u0161kia storesn\u0119 pinigin\u0119 \u2013 koki\u0105 klaid\u0105 daro investuotojai"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Investuojant neretai daugiausia d\u0117mesio skiriama portfeliui \u2013 kok\u012f ETF pasirinkti, kiek tur\u0117ti akcij\u0173, kiek obligacij\u0173, kada pirkti ir kada parduoti. Ta\u010diau svarbiausia yra ne sud\u0117tingi portfelio sprendimai, o paprasti dalykai \u2013 pajam\u0173 didinimas, taupymo norma ir disciplina, ypa\u010d pirmin\u0117je turto kaupimo faz\u0117je, sako \u201eFinora Bank\u201c ry\u0161i\u0173 su investuotojais skyriaus vadovas Dovydas Asanavi\u010dius.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pavyzd\u017eiai rodo, kad \u017emogus, kas m\u0117nes\u012f investuojantis didesn\u0119 sum\u0105, net ir su ma\u017eesne gr\u0105\u017ea, ilgainiui gali sukaupti daugiau nei tas, kuris vaikosi auk\u0161tesnio pajamingumo, bet investuoja ma\u017eiau. Investuotojas, kuris kas m\u0117nes\u012f alokuoja 150 eur\u0173 su 8 proc. gr\u0105\u017ea, po dviej\u0173 de\u0161imtme\u010di\u0173 savo s\u0105skaitoje tur\u0117s daugiau sukaupto kapitalo nei tas, kuris investuoja 100 eur\u0173, bet pasiekia 10 proc. metin\u012f u\u017edarb\u012f.Vienas svarbiausi\u0173 faktori\u0173 \u2013 taupymo norma.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Labai svarbu, kad investavimo planas b\u016bt\u0173 paprastas ir lengvai vykdomas ilg\u0105 laik\u0105. Sud\u0117tingos strategijos, nuolatinis portfelio \u201emasa\u017eavimas\u201c ir bandymas aplenkti rink\u0105 da\u017enai tik didina rizik\u0105 nukrypti nuo plano, pabr\u0117\u017eia D. Asanavi\u010dius.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tod\u0117l vienas prakti\u0161kiausi\u0173 sprendim\u0173 \u2013 automatiniai pavedimai i\u0161kart gavus pajamas, nelaukiant kiek liks m\u0117nesio pabaigoje.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kitas dalykas, k\u0105 reikia \u012fsivertinti \u2013 savo tolerancij\u0105 portfelio svyravimams. Papildoma gr\u0105\u017ea da\u017eniausiai rei\u0161kia gerokai didesn\u0119 rizik\u0105, kuri n\u0117ra priimtina visiems investuotojams, o investavimo \u201eromantikai\u201c ekspertai rekomenduoja palikti tik ma\u017e\u0105 dal\u012f portfelio. Apie paprast\u0105 investavimo sistem\u0105, taupymo norm\u0105 ir da\u017eniausias investuotoj\u0173 klaidas, klausykite \u201eVerslo trib\u016bnos\u201c pokalb\u012f su \u201eFinora Bank\u201d ry\u0161i\u0173 su investuotojais skyriaus vadovu Dovydu Asanavi\u010diumi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pla\u010diau: <a href=\"https:\/\/www.vz.lt\/investavimas-2026\/2026\/05\/07\/didesne-graza-ne-visada-reiskia-storesne-pinigine-kokia-klaida-daro-investuotojai-584370\">https:\/\/www.vz.lt\/investavimas-2026\/2026\/05\/07\/didesne-graza-ne-visada-reiskia-storesne-pinigine-kokia-klaida-daro-investuotojai-584370<\/a><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Verslo \u017eini\u0173 tinklalaid\u0117je \u201eVerslo trib\u016bna\u201c Dovydas Asanavi\u010dius dalijasi \u012f\u017evalgomis apie investavim\u0105 &#8211; kod\u0117l ilgalaik\u0117je perspektyvoje svarbu koncentruotis ne \u012f sud\u0117tingus portfelio sprendimus, o \u012f pajam\u0173 didinim\u0105, taupymo norm\u0105 ir disciplin\u0105.<\/p>\n","protected":false},"author":156,"featured_media":12738,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[13,6],"tags":[],"class_list":["post-12734","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-naujienos","category-news"],"acf":[],"_links":{"self":[{"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/posts\/12734","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/users\/156"}],"replies":[{"embeddable":true,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/comments?post=12734"}],"version-history":[{"count":2,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/posts\/12734\/revisions"}],"predecessor-version":[{"id":12742,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/posts\/12734\/revisions\/12742"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/media\/12738"}],"wp:attachment":[{"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/media?parent=12734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/categories?post=12734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finorabank.eu\/lt\/wp-json\/wp\/v2\/tags?post=12734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}