State backed financing for SMEs in Estonia and Lithuania
Business loans, even with limited collateral. Different guarantee options are available across our financing solutions.
Explore financing options
Helping businesses grow with state guarantees
We support SME growth when collateral is limited
We solve real financing gaps, not just process applications
We support underserved SME segments across Estonia and Lithuania
We enable progress, not just transactions
We support sustainable and responsible business growth
Our guarantee partners
EIS Guarantee (Estonia)
- Up to 80% guarantee of the loan amount
- Loan amount up to 250 000 €
- No separate EIS application
- For Estonian SMEs with limited collateral
MES Guarantee (Estonia, rural businesses)
- Up to 80% guarantee of financed amount
- Maximum guarantee up to 2.5 million €
- For rural and agricultural businesses
Ilte Guarantee (Lithuania)
- Up to 80% guarantee of the loan amount
- Interest compensation up to 50% (max 7% per year)
- Easier access to financing and lower cost
