Growing Business, Growing Challenges: How Can They Be Overcome?

Every successful business sooner or later encounters the paradox of growth: as order volumes increase, so do opportunities—but so do costs and the need for financing.

Lithuanian brand Pando Moto, an internationally recognised motorcycle apparel company, faced this very challenge. After receiving a record number of pre-orders, the team knew their top priority was to keep production running smoothly and ensure that products reached customers on time. To achieve this, they needed one essential thing—financing.

“As a business grows, the challenges do not change—they simply become bigger. And that means the need for financing grows as well,” says Marius Bieliauskas, founder and CEO of Pando Moto. “Without additional working capital for production and supply chain management, we simply would not have been able to fulfil these orders on time,” he adds.

The company started in a small office above a Harley-Davidson showroom and has since grown into a global brand selling innovative motorcycle apparel across Europe, South America, and Asia. Yet even for a successfully growing business, time remains one of the greatest challenges.

Speed Is Critical for Business

In business, strategy matters—but so does speed. Orders that need to be fulfilled today cannot wait one or several months for a financing solution. This is particularly true in manufacturing and logistics, where every day of delay can lead to lost customers, disrupted supply chains, or production stoppages.

“Business financing is often seen as a long and complicated process, but the reality is that speed is critical. If a company needs capital now but can only access it several months later, it may lose valuable growth opportunities,” says Mangirdas Kireilis, Chief Business Officer at Finora Bank.

That is why it is essential to have partners who understand the pace of business and can adapt to its needs. In Pando Moto’s case, the financing decision came at the right time, and the working capital was provided precisely when it was needed most.

“It was the fastest financing process in our company’s history,” says Marius Bieliauskas, emphasising that the timely decision will enable the company to fulfil a record number of orders and maintain its growth momentum.

Business Stability Is Not a Luxury but a Necessity

Business growth is not just about sales figures—it is also about the ability to manage production, supply chains, and expansion effectively. This requires not only capital but also flexibility, as every business has unique needs that cannot be addressed with a single standard solution.

“Our clients are typically ambitious companies that are already successful but refuse to stand still. Growth requires additional resources, and Pando Moto is an excellent example of how strategic financing can help a business seize new opportunities,” says Kireilis.

According to him, Finora Bank does not follow a standard one-size-fits-all approach. Instead, each business is assessed individually, with close attention paid to its specific needs.

“We aim to find solutions that work within the specific context of each business. Every company has its own operating model and growth strategy, so its financing model must be tailored accordingly,” the Finora Bank representative adds.