Agricultural loans and leasing that grow your farm
From equipment financing to operational capital,
we provide agricultural loans and leasing starting at €25 000, with or without collateral.
Tailored solutions for farms, agribusinesses, and rural enterprises.
One loan. Multiple possibilities for agricultural growth.
Already trusted by hundreds of Lithuanian and Estonian farms
across grain cultivation, livestock, dairy operations, horticulture, and agribusiness.
Unsecured loans
When your agricultural business has strong financials and a clear growth plan
Your farm's financial stability is our focus. We understand seasonal cash flows and production cycles, not just balance sheets. Our approach is tailored to your agricultural operation, not templated.
Secured loans
When you need larger capital and want better terms
Leverage your farm assets, equipment, or land for higher loan amounts with more favorable interest rates. We work with agricultural collateral including machinery, livestock, and real estate.
Agricultural leasing
For equipment, machinery, and technology upgrades
Access modern farming equipment without the full capital expenditure. Leasing allows you to upgrade to newer, more efficient technology while preserving cash flow. Covers tractors, harvesters, irrigation systems, dairy equipment, and agricultural technology.
Working capital loans
To manage seasonal needs and operational expenses
Bridge cash flow gaps during off-seasons, prepare for peak planting or harvest periods, or invest in seeds, fertilizers, and feed. Designed specifically for agricultural seasonal patterns.
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Why take a loan from Finora Bank
We understand agricultural businesses
We assess crop, livestock, and seasonal income cycles to structure financing that matches how your farm actually earns and invests.
We offer flexible and tailored solutions
Each farm is assessed individually. We adapt terms to your production cycle, cash flow, and investment timing, whether for working capital or equipment.
Licensed banking with agricultural expertise
Finora Bank is licensed and supervised by the European Central Bank, with proven experience financing agricultural businesses.
Frequently Asked Questions
Agricultural loans provide capital you own outright – ideal for land improvements, working capital, and permanent assets. Leasing lets you access equipment (tractors, combines, milking systems) without owning it, preserving capital and simplifying equipment upgrades.
We accept agricultural land, equipment and machinery, livestock, farm buildings, and other business assets. Our specialists assess collateral value specifically for agricultural properties and equipment.
Yes. If your farm has strong financial performance and clear operational plans, we can offer unsecured loans starting at €25 000. Assessment focuses on your farm’s cash flow and market position.
A mortgage loan can be secured by real estate such as an apartment, private house, or land.
Typically, the loan amount is between 50% and 75% of the collateral’s market value.
A surety by a management board member may also be accepted as additional collateral.
Yes. We actively support organic farms, sustainable agriculture initiatives, and agribusiness certified for environmental practices. These operations often qualify for competitive terms.
Agricultural leasing covers tractors, combines and harvesters, irrigation systems, dairy equipment, greenhouse technology, livestock handling systems, and farm management software. Ask our team about your specific equipment needs.
