Secure return for your business
Finora Bank term deposits are a secure and efficient way to manage your company’s surplus funds. With a fixed return and full protection, your capital stays safe while earning interest.
Minimum deposit amount
€10 000
Deposit term
from 6 months to 5 years
Deposit protection
deposits are insured and guaranteed up to €100 000 by the public institution Deposit and Investment Insurance: www.iidraudimas.lt/lt/.
Safety
Finora Bank is licensed by the European Central Bank and supervised by the Bank of Lithuania
Interest rates for business term deposits
* Rates are indicative. The exact rate is confirmed at the time of deposit opening
** Deposits are non-revocable. The agreement for a non-revocable deposit can be terminated before maturity and the funds returned only in exceptional circumstances. Read more.
*** You can choose a deposit term from 6 months to 5 years.
**** You can deposit any amount starting from €10 000. The funds are held in a savings account for the entire term.
***** Since the interest rate is fixed in advance, you know exactly how much interest you will earn by the end of the term.
Why Finora Bank
Focused on business clients
Finora Bank specialises in financing and savings solutions for SMEs in Lithuania and Estonia.
Transparent and secure
No hidden charges or variable rates, all terms are clear from the start.
Trusted and regulated
Finora Bank is licensed by the European Central Bank and supervised by the Bank of Lithuania. All deposits are guaranteed up to €100,000 by the public institution Deposit and Investment Insurance.
Important information
Frequently asked questions
You can place irrevocable fixed-term deposits from 6 months to 5 years, starting from 10 000 EUR.
EU citizens aged 18 or older who reside in Lithuania or Estonia. A legal entity established in the Republic of Lithuania or the Republic of Estonia, whose ultimate beneficial owners and controlling persons are residents of Lithuania or Estonia, respectively.
Contact the bank by sending an email to: info.lt@finorabank.eu
Interest is paid directly to your account at the end of the deposit term. Finora Bank pays interest to the same account that was used to make the initial deposit.
Yes. All clients have a 14-day cooling-off period. During this time, you can cancel the agreement without a fee.
Interest is paid to the same account you used for the initial deposit. The payment is made at the end of the deposit term.
Yes. All deposits are protected under the national deposit insurance system up to EUR 100,000 per depositor. Full details are available on the website of Indėlių ir investicijų draudimas at www.iidraudimas.lt/lt.
Your deposit and the earned interest are paid out to the same account you used for the initial deposit. If you want to open a new deposit, please reach the bank by email: info.lt@finorabank.eu
Once your onboarding process is completed, we will prepare the deposit agreement and send it to you for signing.
No. The interests rate stays fixed for the entire term, so you know exactly how much you will earn.
No, funds cannot be withdrawn before the deposit term ends, unless otherwise provided in the specific deposit terms and conditions.
You may also be interested
Feed financing to grow your business? Planning to buy equipment or improve cash flow?
Explore Finora Bank services:
Business loan
Finance your growth
Factoring
Turn invoices into working capital
Leasing
Get the tools, machinery, and vehicles your business needs to grow.
